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Looking for a mortgage lender in Ooltewah? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Ooltewah, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 5 mortgage lenders in Ooltewah, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Home Mortgage - Ooltewah
6085 Arbury Way #201, Ooltewah, TN 37363
4234734459
JoAnna Otero - Union Home Mortgage
6085 Arbury Way #201, Ooltewah, TN 37363
4235038548
Summer Robertson- Union Home Mortgage
6085 Arbury Way #201, Ooltewah, TN 37363
4238024245
FirstBank Mortgage
9217 Lee Hwy, Ooltewah, TN 37363
8002006462
Shelly Winston, Union Home Mortgage
6085 Arbury Way Suite 201, Ooltewah, TN 37363
4239028237
Mortgage lenders in Ooltewah Tennessee help homebuyers secure financing for residential properties. Tennessee law requires lenders to follow the Tennessee Residential Lending Act which sets standards for licensing and disclosures. Local lenders understand the Ooltewah real estate market near Chattanooga and can guide you through conventional FHA and VA loan programs.
What Does a Mortgage Lender in Ooltewah Cost?
Typical costs for a mortgage in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance which averages 1,500 to 2,500 dollars. Closing costs in Tennessee generally range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage in Ooltewah Tennessee?
You typically need pay stubs tax returns bank statements and photo ID. Tennessee lenders also require a signed authorization to check your credit report.
How long does the mortgage process take in Tennessee?
The process usually takes 30 to 45 days from application to closing. Tennessee law allows a three day right of rescission for most purchase loans after signing.
Are there Tennessee specific mortgage programs for first time buyers?
Yes the Tennessee Housing Development Agency offers down payment assistance and low interest loans for eligible first time buyers. These programs have income and purchase price limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.