Find Mortgage Refinance Companies Near You in Boise, ID
Directory of mortgage refinance companies in Boise, Idaho. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Idaho before hiring.
Showing 14 mortgage refinance companies in Boise, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Boise Cost?
Typical costs for a mortgage refinance in Boise Idaho include an appraisal fee of 400 to 700 dollars loan origination fees of 0.5 to 1.5 percent of the loan amount and title insurance costs of 500 to 1,000 dollars. Third party fees like credit report and flood certification add 50 to 150 dollars. Idaho does not impose a state mortgage tax but you will pay county recording fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a home in Boise Idaho?
You typically need pay stubs tax returns bank statements and a recent mortgage statement. Idaho lenders may also require a property appraisal to confirm your home value in the Boise market.
How long does a mortgage refinance take in Idaho?
A standard refinance in Idaho usually takes 30 to 45 days from application to closing. Idaho law does not set a specific time limit but lenders must provide a Loan Estimate within three business days of your application.
Are there Idaho-specific fees for refinancing a mortgage?
Yes Idaho charges a recording fee for the new deed of trust which is typically around 30 to 50 dollars. You may also pay state transfer taxes and local recording fees that vary by county including Ada County for Boise.