Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 19 mortgage refinance companies in Idaho Falls, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
InterWest Mortgage
1275 E 17th St, Idaho Falls, ID 83404
2085258778
Regal Mortgage
1515 Ashment Ave #1, Idaho Falls, ID 83404
2085248384
Bell Financial Group
1833 E 17th St, Idaho Falls, ID 83404
2089324559
Idaho First Mortgage
3340 Merlin Dr #200, Idaho Falls, ID 83404
2082439100
Patriot Home Mortgage
1970 E 17th St Suite 116, Idaho Falls, ID 83404
2085218075
Synergy One Lending
1515 Ashment Ave #1, Idaho Falls, ID 83404
2089175069
Braylan Bean - Frontier Credit Union - Mortgage Loan Officer
865 S Woodruff Ave, Idaho Falls, ID 83401
2086702326
Legacy Mortgage Group, LLC
1600 John Adams Pkwy, Idaho Falls, ID 83401
2085253323
Veritas Funding - Idaho Falls | Home Loans and Refinance
3040 E 17th St # A, Idaho Falls, ID 83406
2083902682
Nexus Mortgage Lending
4642, 550 W Sunnyside Rd Ste 11, Idaho Falls, ID 83402
2085290821
Brandy Knight Summit Funding
545 Shoup Ave Office 228, Idaho Falls, ID 83402
2085694085
Cross Country Mortgage-Tyler Winegar
3340 Merlin Dr #200, Idaho Falls, ID 83404
2083909091
Fairway Home Mortgage
1684 Elk Creek Dr, Idaho Falls, ID 83404
2089042454
Evergreen Home Loans Idaho Falls NMLS 2722676
591 Park Ave Suite 202-E, Idaho Falls, ID 83402
2087155036
Gateway Mortgage
3363 Merlin Dr Ste. B, Idaho Falls, ID 83404
2082025381
Mortgage Center - ICCU
3436 S 25th E, Idaho Falls, ID 83404
2084783300
Home | Front Mortgage - Southeast Idaho
3525 Merlin Dr, Idaho Falls, ID 83404
8007078845
The Landers Group - Kiersten Landers, Mortgage Broker
3525 Merlin Dr, Idaho Falls, ID 83404
2082703861
Best Lenders LLC- Idaho Branch Office
3725 Woodking Dr suite a, Idaho Falls, ID 83404
8885363731
What Does a Mortgage Refinance Company in Idaho Falls Cost?
Typical costs for a mortgage refinance in Idaho Falls include an origination fee of 0.5 to 1 percent of the loan amount, plus appraisal fees of 400 to 600 dollars. Title insurance and escrow fees can add 1,000 to 2,000 dollars. Total closing costs often range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Idaho Falls?
You typically need pay stubs, tax returns, bank statements, and a current mortgage statement. Idaho lenders also require a property appraisal to confirm home value. Having these ready can speed up the process.
How long does a refinance take in Idaho?
A standard refinance in Idaho Falls usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Idaho law does not set a specific time limit for refinance closings.
Are there Idaho specific rules for refinancing a mortgage?
Idaho does not have a state level mortgage refinance tax. However Idaho Code Section 45-1502 governs deeds of trust which may affect lien priority. You should also know that Idaho is a non-judicial foreclosure state which can impact refinance eligibility if you are behind on payments.