Compare Mortgage Refinance Companies in Lewiston, ID
Directory of mortgage refinance companies in Lewiston, Idaho. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Idaho before hiring.
Showing 15 mortgage refinance companies in Lewiston, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Lewiston Cost?
Typical costs for a mortgage refinance in Idaho range from 2,000 to 5,000 dollars in total fees. This includes an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,500 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Idaho does not impose a state transfer tax on refinances. Your actual costs will depend on your loan size, credit score, and the lender you choose. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Lewiston Idaho?
You will need recent pay stubs, tax returns, bank statements, and a valid ID. Idaho law does not require additional state-specific documents beyond standard federal requirements. Your lender will provide a full list based on your loan type.
How long does a mortgage refinance take in Idaho?
A typical refinance in Idaho closes in 30 to 45 days from application. Idaho has no specific state timeline for refinances, but federal rules require the lender to give you a Closing Disclosure at least three business days before closing. Delays can happen if appraisals or title work take longer.
Are there Idaho-specific fees for refinancing a mortgage?
Idaho charges a recording fee for the new deed of trust, usually around 30 to 50 dollars per document. There is no state mortgage tax in Idaho. Other costs include appraisal fees, title insurance, and lender origination fees, which vary by company.