Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 5 mortgage refinance companies in Hayden, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
97 W Prairie Shopping Center, Hayden, ID 83835
2086642101
Jason Kelly at CrossCountry Mortgage
8596 N Wayne Dr Unit A8, Hayden, ID 83835
2086766367
Mutual of Omaha Reverse Mortgage
9040 Hess St, Hayden, ID 83835
2087626887
Wasatch Finance
2959 E Hayden Lake Rd, Hayden, ID 83835
9289272824
STCU: Hayden Home Loan Center
255 Hayden Ave, Hayden, ID 83835
2086194000
What Does a Mortgage Refinance Company in Hayden Cost?
Typical costs for a mortgage refinance in Idaho include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1,500 dollars. Closing costs in Idaho generally range from 2 to 5 percent of the loan principal. These costs vary by lender loan type and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Hayden Idaho?
You typically need pay stubs tax returns bank statements and a photo ID. Idaho lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Idaho?
A standard refinance in Idaho usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there Idaho specific laws for mortgage refinancing?
Yes Idaho law requires lenders to disclose the annual percentage rate and total finance charges clearly. Idaho also has a statutory right of rescission period of three business days after closing for most refinances.