Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Idaho before hiring.
Showing 19 mortgage refinance companies in Nampa, ID
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Leon Baker
5680 E Franklin Rd # 110, Nampa, ID 83687
2089363500
Evergreen Home Loans Nampa NMLS 1604738
16211 N Brinson St Suite 230, Nampa, ID 83687
2089363411
Guild Mortgage - Amy Lynn Glover
5660 E Franklin Rd Suite 120, Nampa, ID 83687
2089013544
Will Szilagyi The Luminate Bank NMLS 1792018
12403 S Sunrise Mist Loop, Nampa, ID 83686
2088008864
Guild Mortgage - Debbie Aguirre-Shank
5660 E Franklin Rd Suite 120, Nampa, ID 83687
2089601201
Zack Pappuleas at Waterstone Mortgage NMLS 2071748
1125 2nd St S, Nampa, ID 83651
2086546444
Capital Mortgage
1015 Big Creek Cir, Nampa, ID 83686
2088547800
PrimeLending, A PlainsCapital Company - Nampa ID
16231 N Brinson St #110, Nampa, ID 83687
2088006424
Ashley Tengler
1125 2nd St S, Nampa, ID 83651
2084645650
Sidney Vogt-U.S. Bank Mortgage
1112 1st St S, Nampa, ID 83651
2084653697
Guild Mortgage Company
308 12th Ave Rd, Nampa, ID 83686
2084981780
Guild Mortgage - Georgea Lipinski
308 12th Ave Rd, Nampa, ID 83686
2084981783
Suzie Snead | My Neighborhood Mortgage a division of Axia Home Loans
5680 E Franklin Rd Suite 220, Nampa, ID 83687
2089894095
Dennis Harvey - Waterstone Mortgage
1125 2nd St S, Nampa, ID 83651
2084095626
Guild Mortgage Company
5660 E Franklin Rd Suite 120, Nampa, ID 83687
2089993218
Shelbey Rivera
1125 2nd St S, Nampa, ID 83651
2089360120
Guild Mortgage - Rodney Glover
5660 E Franklin Rd Suite 120, Nampa, ID 83687
2089013824
Guild Mortgage - Tina Ellis
308 12th Ave Rd, Nampa, ID 83686
2084981786
Waterstone Mortgage Corporation
1125 2nd St S STE 100, Nampa, ID 83651
2085766741
What Does a Mortgage Refinance Company in Nampa Cost?
Typical costs for a mortgage refinance in Nampa Idaho range from 2% to 5% of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 1% to 2% of the loan. Closing costs also include recording fees and taxes. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Nampa Idaho?
You will need recent pay stubs, tax returns, bank statements, and a valid ID. Idaho lenders also require proof of homeowners insurance and a property appraisal. Your lender will give you a full list based on your loan type.
How long does a mortgage refinance take in Idaho?
A typical refinance in Idaho takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. Your lender must give you a Closing Disclosure at least three business days before closing.
Are there Idaho specific rules for mortgage refinancing?
Yes Idaho follows federal RESPA rules and state lending laws. Idaho does not have a state usury limit on mortgage rates. Lenders must register with the Idaho Department of Finance and follow disclosure requirements.