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Compare Mortgage Refinance Companies in Newport, KY
Compare mortgage refinance companies in Newport. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Newport, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 4 mortgage refinance companies in Newport, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Andy Dowdy and Tyler Beard - UMortgage Midwest
300 Dave Cowens Dr Ste 502, Newport, KY 41071
5135000689
Holly Matthews, Finance of America Mortgage LLC
515 Monmouth St Suite 301, Newport, KY 41071
5132279983
Mortgage Loans - Newport
646 Monmouth St, Newport, KY 41071
8443841714
PNC Mortgage
1 Carothers Rd, Newport, KY 41071
8592613500
Mortgage refinance companies in Newport, Kentucky help homeowners lower their interest rate or change loan terms. Kentucky law requires lenders to provide a Loan Estimate within three business days of application. Newport residents may benefit from local knowledge of Campbell County property values and tax rules.
What Does a Mortgage Refinance Company in Newport Cost?
Typical costs for a mortgage refinance in Newport, Kentucky include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Kentucky recording fees and taxes add about 0.15% to 0.25% of the loan. Total closing costs often range from 2% to 5% of the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Newport Kentucky?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Kentucky law does not require extra state-specific forms, but your lender may ask for a property survey or title search.
How long does a mortgage refinance take in Kentucky?
A standard refinance in Kentucky usually takes 30 to 45 days from application to closing. Kentucky has a 15-day right of rescission period for refinances on your primary home, which adds time.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.