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Mortgage Refinance Companies in Owensboro, KY

Directory of mortgage refinance companies in Owensboro, Kentucky. Verify credentials with the state state mortgage licensing authority before hiring.

19 agents listed
Updated June 2026
Owensboro, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kentucky before hiring.
Showing 19 mortgage refinance companies in Owensboro, KY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
5140 Frederica St Suite B, Owensboro, KY 42301
(270) 228-2631 locations.marinerfinance.com
U.S. Bank-Mortgage Loan Officer-Michelle Brown
2701 New Hartford Rd, Owensboro, KY 42303
(270) 689-7651 mortgage.usbank.com
Ruoff Mortgage - Owensboro
234 Frederica St Suite 103, Owensboro, KY 42301
(270) 240-2828 ruoff.com
Cassie Johnson with Yes Mortgage/Lower
2645 Frederica St Suite 201, Owensboro, KY 42301
(270) 302-3802 blinq-me.com
Elite Mortgage
3943 KY-54, Owensboro, KY 42303
(270) 570-2237 elitemortgagerates.com
OneMain Financial
4764 Frederica St #5, Owensboro, KY 42301
(270) 684-6264 onemainfinancial.com
Aaron Strawn - Liberty Federal Credit Union
2925 Wimsatt Ct E, Owensboro, KY 42303
(270) 860-7679 libertyfcu.org
Lisa O'Nan, Ruoff Mortgage
234 Frederica St, Owensboro, KY 42301
(270) 860-2274 ruoff.com
Commonwealth Title and Mortgage Services, Inc.
4830 Towne Square Ct, Owensboro, KY 42301
(270) 663-6677 commonwealthclosing.com
Liberty FCU Mortgage | Owensboro
2925 Wimsatt Ct E, Owensboro, KY 42303
(800) 685-2085 libertyfcu.org
Owensboro
2645 Frederica St Ste 201, Owensboro, KY 42301
(270) 302-3802
Honor Home Loans
111 E 3rd St Ste 102, Owensboro, KY 42303
(270) 316-1418 newamericanfunding.com
US Bank Mortgage
1701 Carter Rd, Owensboro, KY 42301
(800) 872-2657 usbank.com
Vizion Mortgage LLC
3032 Alvey Park Dr W Ste 600, Owensboro, KY 42303
(270) 228-2000 vizionmortgage.com
U.S. Bank-Mortgage Loan Officer-Eric Bruer
U.S. Bank area served, Owensboro, KY 42303
(913) 725-7305 mortgage.usbank.com
Neighbors Mortgage LLC
3101 Alvey Park Dr E, Owensboro, KY 42303
(270) 686-7676 neighborsmtg.com
Hard Money Lenders Owensboro KY
3624 Wathen's Crossing, Owensboro, KY 42301
(270) 560-0784
U.S. Bank-Chad Pierce-Mortgage Loan Officer
2701 New Hartford Rd, Owensboro, KY 42303
(270) 691-3900 mortgage.usbank.com
Mark Gentry - First Commonwealth Mortgage
234 Frederica St, Owensboro, KY 42301
(270) 316-6597 ruoff.com

Mortgage refinance companies in Owensboro Kentucky help homeowners lower their interest rate or change loan terms. Kentucky law requires lenders to provide a clear loan estimate within three business days of application. Local Owensboro lenders understand the regional housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Owensboro Cost?

Typical costs for a mortgage refinance in Kentucky include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 600 dollars, and title insurance ranging from 500 to 1,000 dollars. Closing costs generally total 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Owensboro Kentucky?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Kentucky lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Kentucky?
A typical refinance in Kentucky takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.

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