Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 15 mortgage refinance companies in Richmond, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Benchmark Mortgage, Susan Hatfield
119 S Collins St, Richmond, KY 40475
8599775236
Kyle Best Loan Officer - Revolution Mortgage
244 S 2nd St, Richmond, KY 40475
8593251917
Mariner Finance
2073 Lantern Ridge Dr Ste 200, Richmond, KY 40475
8596250770
OneMain Financial
843 Eastern Bypass B, Richmond, KY 40475
8596235924
Stockton Mortgage | Richmond, KY
519 Hampton Way No.9, Richmond, KY 40475
8593530935
Lendmark Financial Services LLC
118 Meridian Way STE 3, Richmond, KY 40475
8596614783
Fairway Independent Mortgage Corporation
230 Geri Ln B, Richmond, KY 40475
8594751323
U.S. Bank-Mortgage Loan Officer-David Gannon
200 E Main St, Richmond, KY 40475
8596241678
U.S. Bank: Derek R. Shaffer
200 E Main St, Richmond, KY 40475
8596244934
PNC Mortgage
520 Eastern Bypass, Richmond, KY 40475
8596247431
Canopy Mortgage
1020 Golden Leaf Blvd, Richmond, KY 40475
8595688622
Revolution Mortgage
244 S 2nd St, Richmond, KY 40475
8593640002
Chase Home Lending
405 Leighway Dr, Richmond, KY 40475
8183399967
Chelsea Estes, Mortgage Lender with Stock Yards Bank & Trust
1001 Gibson Bay Dr # 101, Richmond, KY 40475
8599728752
US Bank Mortgage
200 E Main St, Richmond, KY 40475
8008722657
What Does a Mortgage Refinance Company in Richmond Cost?
Typical costs for a mortgage refinance in Richmond Kentucky range from 2 percent to 5 percent of the loan amount. Common fees include an origination fee of 0.5 to 1 percent, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Kentucky charges a mortgage recording tax of 0.10 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Richmond Kentucky?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Kentucky lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Kentucky?
A standard refinance in Kentucky usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Kentucky specific laws for mortgage refinancing?
Yes, Kentucky has a 3 day right of rescission for most refinances, allowing you to cancel the loan without penalty. Kentucky also requires lenders to be licensed under the Kentucky Mortgage Licensing Act.