Compare Mortgage Refinance Companies in Shepherdsville, KY
Looking for a mortgage refinance company in Shepherdsville? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Kentucky before hiring.
Showing 5 mortgage refinance companies in Shepherdsville, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Shepherdsville Cost?
Typical costs for a mortgage refinance in Kentucky range from 2 to 5 percent of the loan amount. Common fees include an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,500 dollars, and lender origination fees of 0.5 to 1 percent of the loan. Kentucky law does not cap these fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum credit score to refinance a mortgage in Kentucky?
Most lenders require a minimum credit score of 620 for conventional refinance loans. FHA loans may accept scores as low as 580. Kentucky has no state-specific credit score minimums beyond federal guidelines.
How long does a mortgage refinance take in Shepherdsville?
A typical mortgage refinance in Kentucky closes in 30 to 45 days from application. Delays can occur due to appraisal scheduling or title work. Lenders must provide a Closing Disclosure at least three business days before closing.
Are there Kentucky-specific taxes or fees for refinancing?
Kentucky does not impose a state mortgage recording tax on refinances. However, local county recording fees and title insurance costs apply. These fees vary by property value and lender.