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Find Mortgage Refinance Companies Near You in Carthage, MO

Compare mortgage refinance companies in Carthage. Review contact information and insurance categorys before you decide.

9 agents listed
Updated June 2026
Carthage, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 9 mortgage refinance companies in Carthage, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LendNation
408 W Central Ave, Carthage, MO 64836
(417) 358-7766 lendnation.com
Empire Finance of Carthage
2415 Fairlawn Dr, Carthage, MO 64836
(417) 358-2183 loansanywhere.net
World Finance
120B E 4th St, Carthage, MO 64836
(417) 359-5510 loansbyworld.com
Security Finance
2430 S Grand Ave, Carthage, MO 64836
(417) 358-0120 securityfinance.com
OMB Bank
535 W Fir Rd, Carthage, MO 64836
(417) 313-1030 ombbank.com
Tower Loan
2206 S Maple St B, Carthage, MO 64836
(417) 358-2282 towerloan.com
Edward Jones - Financial Advisor: Darren B Collier, AAMS®
1524 S Garrison Ave Ste A, Carthage, MO 64836
(417) 358-1669 edwardjones.com
Flat Branch Home Loans
101 W Airport Dr Ste A, Carthage, MO 64836
(417) 674-3161 fbhl.com
US Bank Mortgage
2208 S Grand Ave, Carthage, MO 64836
(800) 872-2657 usbank.com

Mortgage refinance companies in Carthage Missouri help homeowners lower their interest rates or change loan terms. Missouri law requires lenders to provide a Loan Estimate within three business days of application. Local lenders in Jasper County understand the Carthage real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Carthage Cost?

Typical costs for a mortgage refinance in Missouri include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Carthage Missouri?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Missouri lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Missouri?
A standard refinance in Missouri usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Missouri laws that affect mortgage refinance?
Yes. Missouri Revised Statutes Section 443.860 requires lenders to disclose all fees upfront. Also, Missouri has a 3-day right of rescission for most refinances, giving you time to cancel after signing.

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