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Mortgage Refinance Companies in Crystal City, MO

Looking for a mortgage refinance company in Crystal City? Review the directory below to compare your options.

2 agents listed
Updated June 2026
Crystal City, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 2 mortgage refinance companies in Crystal City, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Midwest BankCentre
300 S Truman Blvd, Crystal City, MO 63019
(636) 931-8300 midwestbankcentre.com
Wright Financial Inc.
1108 N Truman Blvd, Crystal City, MO 63019
(636) 931-2121 wrightfinancialinc.com

Mortgage refinance companies in Crystal City Missouri help homeowners lower their interest rates or change loan terms. Missouri law requires lenders to provide a Loan Estimate within three business days of application. Crystal City residents can work with local brokers or direct lenders to explore options like rate-and-term or cash-out refinancing.

What Does a Mortgage Refinance Company in Crystal City Cost?

Typical costs for a mortgage refinance in Missouri include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs usually total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Crystal City?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Missouri lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Missouri?
The process usually takes 30 to 45 days from application to closing. Missouri law mandates a three-day right of rescission after signing for most refinances.
Can I refinance a mortgage in Crystal City with bad credit?
Yes, but options may be limited. Missouri lenders often require a minimum credit score of 620 for conventional refinancing, though FHA loans may accept lower scores.

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