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Find Mortgage Refinance Companies Near You in Eureka, MO

Compare mortgage refinance companies in Eureka. Review contact information and insurance categorys before you decide.

5 agents listed
Updated June 2026
Eureka, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 5 mortgage refinance companies in Eureka, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Farmers & Merchants Bank
619 Stockell Dr, Eureka, MO 63025
(636) 938-7878 fmb4banking.bank
Vantage Credit Union - Eureka
1467 W 5th St, Eureka, MO 63025
(314) 298-0055 vcu.com
Fairway Independent Mortgage Corporation
300 W 4th St Suite A, Eureka, MO 63025
(314) 478-3699
Brad Beebe Home Loan Lender-Homestead Financial Mortgage
208 N Central Ave C, Eureka, MO 63025
(314) 283-7816 homesteadfinancial.com
PNC Mortgage
15 Augustine Rd, Eureka, MO 63025
(636) 938-7776 pnc.com

Mortgage refinance companies in Eureka Missouri help homeowners lower their interest rates or change loan terms. Missouri law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the St Louis real estate market and can guide you through the process.

What Does a Mortgage Refinance Company in Eureka Cost?

Typical costs for a mortgage refinance in Missouri range from 2 percent to 5 percent of the loan amount. For a 200,000 dollar loan, this means 4,000 to 10,000 dollars in fees including appraisal, title search, and origination charges. Costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Eureka Missouri?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Missouri lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Missouri?
Most refinances close in 30 to 45 days. Missouri law gives you a three day right of rescission after signing, so you can cancel the loan for any reason within that time.
Are there Missouri specific rules for mortgage refinancing?
Yes. Missouri requires lenders to be licensed with the Division of Finance. The state also limits prepayment penalties on most residential loans, protecting borrowers who pay off early.

Mortgage Refinance Companies in Other Missouri Cities

Arnold · Ballwin · Blue Springs · Cape Girardeau · Carthage · Chesterfield · Clayton · Columbia · Cottleville · Creve Coeur · Crystal City · Dardenne Prairie · Ellisville · Excelsior Springs · Festus

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Missouri.

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