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Mortgage Refinance Companies in Ellisville, MO

Looking for a mortgage refinance company in Ellisville? Review the directory below to compare your options.

4 agents listed
Updated June 2026
Ellisville, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 4 mortgage refinance companies in Ellisville, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Home Mortgage: Vinh Tran
174 Clarkson Rd # 135, Ellisville, MO 63011
(314) 954-8204 fairwayindependentmc.com
Vantage Credit Union - Ellisville
16260 Truman Rd, Ellisville, MO 63011
(314) 298-0055 vcu.com
St Louis Home Mortgage and Retention Services
113 Old State Rd Apt 201, Ellisville, MO 63021
(636) 527-5121 homemortgagestl.com
Orlando D Rodriguez | Fairway Independent Mortgage Corporation Co-Branch Manager
174 Clarkson Rd # 135, Ellisville, MO 63011
(314) 662-6210 fairwayindependentmc.com

Mortgage refinance companies in Ellisville Missouri help homeowners adjust their loan terms or lower their interest rates. Missouri law requires lenders to provide clear disclosures under the Missouri Mortgage Broker Act. Working with a local company can simplify the process of refinancing your home in St. Louis County.

What Does a Mortgage Refinance Company in Ellisville Cost?

Typical costs for a mortgage refinance in Missouri include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Ellisville?
You typically need pay stubs, tax returns, bank statements, and a copy of your current mortgage. Missouri lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Missouri?
The process usually takes 30 to 45 days from application to closing. Missouri law does not set a specific time limit, but lenders must follow federal Truth in Lending Act timelines.
Are there Missouri specific rules for refinancing a home?
Yes. Missouri requires lenders to register with the state and follow the Missouri Mortgage Broker Act. Borrowers also have a three day right of rescission after signing for most refinances.

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