Compare Mortgage Refinance Companies in Lexington, SC
Looking for a mortgage refinance company in Lexington? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of South Carolina before hiring.
Showing 20 mortgage refinance companies in Lexington, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Lexington South Carolina help homeowners adjust their loan terms or lower their interest rates. South Carolina law requires lenders to provide a clear Good Faith Estimate within three days of application. Local companies understand the Lexington real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Lexington Cost?
Typical costs for a mortgage refinance in South Carolina include an appraisal fee of $400 to $700, origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of $500 to $1,000. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Lexington?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. South Carolina lenders may also require a property appraisal and a credit report. Each lender has its own list of required documents.
How long does a mortgage refinance take in South Carolina?
A standard refinance in South Carolina usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer than expected. Your lender will provide a timeline estimate.
Are there South Carolina laws that affect mortgage refinancing?
Yes, South Carolina requires lenders to follow the state Consumer Protection Code. This law limits certain fees and requires clear disclosure of loan terms. You also have a three day right to cancel after signing.