Compare Mortgage Refinance Companies in North Augusta, SC
Compare mortgage refinance companies in North Augusta. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of South Carolina before hiring.
Showing 13 mortgage refinance companies in North Augusta, SC
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Mortgage refinance companies in North Augusta South Carolina help homeowners lower their interest rates or change loan terms. South Carolina law allows for a right of rescission period of three business days after closing on a refinance. Local lenders understand the Aiken County real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in North Augusta Cost?
Typical costs for a mortgage refinance in South Carolina range from 2 to 6 percent of the loan amount. This includes an origination fee of about 0.5 to 1 percent appraisal fees of 400 to 700 dollars and title search fees of 200 to 400 dollars. South Carolina charges a documentary stamp tax of 0.37 per 100 dollars of the loan amount. Costs vary by lender loan type and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the right of rescission for a refinance in South Carolina?
Under federal law and South Carolina practice you have three business days after closing to cancel a refinance. This right applies to most home equity loans and refinances on your primary residence. The cancellation must be in writing.
Do I need a home appraisal for a refinance in North Augusta?
Most lenders require an appraisal to confirm the home value. In North Augusta property values can vary by neighborhood near the Savannah River. Some streamline refinance programs may waive the appraisal.
What documents are needed to apply for a refinance in South Carolina?
You typically need pay stubs tax returns bank statements and a photo ID. South Carolina does not require a specific state form but lenders follow federal guidelines. Self employed borrowers may need additional profit and loss statements.