Find Mortgage Refinance Companies Near You in North Charleston, SC
Browse mortgage refinance companies serving North Charleston, South Carolina. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of South Carolina before hiring.
Showing 14 mortgage refinance companies in North Charleston, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in North Charleston South Carolina help homeowners lower their interest rates or change loan terms. South Carolina law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local companies understand the Charleston area real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in North Charleston Cost?
Typical costs for a mortgage refinance in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,200 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in North Charleston?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. South Carolina lenders also require a copy of your current mortgage statement and a photo ID.
How long does a mortgage refinance take in South Carolina?
A typical refinance in South Carolina takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title search is needed.
Are there any South Carolina laws that affect mortgage refinancing?
South Carolina has a usury law that limits interest rates on loans. Also, the state requires a 30 day rescission period for home equity loans but not for rate and term refinances.