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Showing 20 mortgage refinance companies in Orangeburg, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Regional Finance
1136 Orangeburg Mall Cir, Orangeburg, SC 29115
(803) 539-0032
branches.regionalfinance.com
Kwest Mortgage Group LLC
1725 St Matthews Rd NE, Orangeburg, SC 29118
(803) 707-9997
kwestmortgage.com
Republic Finance
1344 Grove Park Dr, Orangeburg, SC 29115
(803) 531-7626
locations.republicfinance.com
What Does a Mortgage Refinance Company in Orangeburg Cost?
Typical costs for a mortgage refinance in South Carolina range from 2 percent to 5 percent of the loan amount. Common fees include an origination fee of 0.5 to 1 percent, an appraisal fee of 400 to 600 dollars, and title insurance which can cost 500 to 1,500 dollars. Closing costs also include recording fees and transfer taxes specific to Orangeburg County. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for a mortgage refinance in Orangeburg South Carolina?
A standard refinance in South Carolina usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise. Your lender will provide a timeline estimate after reviewing your application.
Are there any South Carolina specific laws that affect mortgage refinancing?
South Carolina has a usury law that caps interest rates on certain loans. The state also requires a 30 day right of rescission for refinances on a primary residence. Always review your Loan Estimate and closing disclosure for compliance with state rules.
What documents do I need to refinance a mortgage in Orangeburg?
You will need recent pay stubs, W 2 forms, tax returns, bank statements, and a valid ID. For a South Carolina property, you may also need a copy of your homeowners insurance declaration page. Your lender will give you a full checklist.