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Find Mortgage Refinance Companies Near You in Rock Hill, SC
Browse mortgage refinance companies serving Rock Hill, South Carolina. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Rock Hill, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 14 mortgage refinance companies in Rock Hill, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Victory Wholesale Lending, LLC
148 E Main St #200-A, Rock Hill, SC 29732
8034314843
The Practical Mortgage Solution
102 819 Terrace Park Suite 29730, Rock Hill, SC 29730
7049994454
Sincere Mortgage by NEXA
153 S Oakland Ave, Rock Hill, SC 29730
9802914848
Carolina Best Mortgage
1560 Ebenezer Rd, Rock Hill, SC 29732
8038307598
IntroLend LLC Service First
1339 Ebenezer Rd Suite C, Rock Hill, SC 29732
7046177716
NBI Financial Group LLC
140 E Main St #425, Rock Hill, SC 29730
9802637274
Michelle Freeman | SouthState Mortgage
1127 Ebenezer Rd, Rock Hill, SC 29732
8039096807
Bubba Bailey, Movement Mortgage
2460 India Hook Rd #201-H, Rock Hill, SC 29732
8033671381
Interlinc Mortgage Services
1658 Cranium Drive Suite 103, Rock Hill, SC 29732
8038305994
Nile Mortgage
1565 Ebenezer Rd, Rock Hill, SC 29732
8033204209
Joseph Campo - NBI Financial Group LLC
140 E Main St #425, Rock Hill, SC 29730
8035581915
Guardian Fidelity Mortgage Inc
762 Cherry Rd, Rock Hill, SC 29732
8033292007
Qualfirst Mortgage
742 N Anderson Rd Suite 118, Rock Hill, SC 29730
8033661166
loanDepot | Susan Hamel
331 E Main St #200, Rock Hill, SC 29730
8032300084
Mortgage refinance companies in Rock Hill South Carolina help homeowners lower their interest rates or change loan terms. South Carolina law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand York County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Rock Hill Cost?
Typical costs for a mortgage refinance in South Carolina include an appraisal fee of 400 to 700 dollars and lender origination fees of 0.5 to 1.5 percent of the loan amount. Title insurance and recording fees add 500 to 1500 dollars. Total closing costs often range from 2000 to 5000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Rock Hill?
You typically need pay stubs tax returns bank statements and a photo ID. South Carolina lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in South Carolina?
A standard refinance in South Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Are there South Carolina specific rules for refinancing?
South Carolina does not have a state specific refinance law but lenders must follow federal Truth in Lending Act rules. You have a three day right to rescind after signing for most refinances.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.