Find Mortgage Refinance Companies Near You in Sumter, SC
Compare mortgage refinance companies in Sumter. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of South Carolina before hiring.
Showing 10 mortgage refinance companies in Sumter, SC
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Mortgage refinance companies in Sumter South Carolina help homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. South Carolina law requires lenders to provide a Loan Estimate within three business days of application, giving you clear cost details upfront.
What Does a Mortgage Refinance Company in Sumter Cost?
Typical costs for a mortgage refinance in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Sumter South Carolina?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Lenders also require a property appraisal. South Carolina does not have a specific state document list beyond federal requirements.
How long does a mortgage refinance take in South Carolina?
A typical refinance takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. South Carolina law does not set a specific time limit for the process.