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Compare mortgage refinance companies in Sumter. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Sumter, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 10 mortgage refinance companies in Sumter, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
1009 Broad St, Sumter, SC 29150
8034185588
Mary Kolb - Gateway Mortgage
665 Bultman Dr, Sumter, SC 29150
8036260104
Bart Thomas, Movement Mortgage
691 Bultman Dr, Sumter, SC 29150
8036226893
Gateway Mortgage
665 Bultman Dr, Sumter, SC 29150
8036260104
Resource Financial Services NMLS# 1361316
545 Bultman Dr, Sumter, SC 29150
8034690645
G & G Mortgage Services LLC
515 W Liberty St, Sumter, SC 29150
8034180491
Movement Mortgage
691 Bultman Dr, Sumter, SC 29150
8773141499
Sumter Mortgage
3061 Broad St, Sumter, SC 29150
8034949600
Synovus Mortgage Corporation
1175 Wilson Hall Rd, Sumter, SC 29150
8034691454
Synovus Mortgage Corporation
1 Broad St, Sumter, SC 29150
8037788379
Mortgage refinance companies in Sumter South Carolina help homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. South Carolina law requires lenders to provide a Loan Estimate within three business days of application, giving you clear cost details upfront.
What Does a Mortgage Refinance Company in Sumter Cost?
Typical costs for a mortgage refinance in South Carolina include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Sumter South Carolina?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Lenders also require a property appraisal. South Carolina does not have a specific state document list beyond federal requirements.
How long does a mortgage refinance take in South Carolina?
A typical refinance takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. South Carolina law does not set a specific time limit for the process.
Are there South Carolina tax benefits for refinancing my mortgage?
South Carolina allows a deduction for mortgage interest on your state income tax return, similar to federal rules. Points paid on a refinance may be deductible over the loan term. Consult a tax professional for your specific situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.