Find Mortgage Refinance Companies Near You in Chantilly, VA
Browse mortgage refinance companies serving Chantilly, Virginia. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Virginia before hiring.
Showing 20 mortgage refinance companies in Chantilly, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Chantilly Cost?
Typical costs for a mortgage refinance in Virginia include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees around 400 to 600 dollars and title insurance averaging 500 to 1000 dollars. Virginia recordation taxes in Fairfax County are about 0.25 percent of the loan amount. Total closing costs often range from 2000 to 5000 dollars but can be higher for larger loans. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Chantilly Virginia?
You typically need recent pay stubs tax returns bank statements and a photo ID. Virginia lenders also require proof of homeowners insurance and a property appraisal. Each company may ask for additional items based on your loan type.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Virginia law does not set a specific time limit for the process.
Are there Virginia specific fees for refinancing a mortgage?
Virginia charges a recordation tax on the new deed of trust which varies by county. Fairfax County also imposes a grantor tax on refinances. These fees are in addition to lender origination charges and third party costs.