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Mortgage Refinance Companies in Charlottesville, VA
Compare mortgage refinance companies in Charlottesville. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Charlottesville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 20 mortgage refinance companies in Charlottesville, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jenna Stiltner - Atlantic Coast Mortgage
1415 Rolkin Ct Suite 302, Charlottesville, VA 22911
4345310719
Atlantic Coast Mortgage - Charlottesville
1415 Rolkin Ct Suite 302, Charlottesville, VA 22911
4344461800
Ryan Schuett at Prosperity Home Mortgage - Charlottesville
350 Old Ivy Way SUITE 200, Charlottesville, VA 22903
4344227457
Atlantic Bay Mortgage Group - Charlottesville, VA
100 10th St NE UNIT 301, Charlottesville, VA 22902
4343285240
Todd Jenkins - Gray Fox Mortgage, LLC
1135 Rose Hill Dr, Charlottesville, VA 22903
4349876273
Crown Mortgage
2019 Woodbrook Ct Suite 5, Charlottesville, VA 22901
4349755626
Guild Mortgage - Katie Shiers
1939 Commonwealth Dr, Charlottesville, VA 22901
4342600421
Mike Buczynski at First Heritage Mortgage, LLC
404 People Pl STE 303, Charlottesville, VA 22911
4349876712
Ben Aliff at First Heritage Mortgage
404 People Pl STE 303, Charlottesville, VA 22911
4349960016
Tammy Wilt, Gray Fox Mortgage LLC
1135 Rose Hill Dr Unit 101, Charlottesville, VA 22903
4342420046
First Heritage Mortgage, LLC - Charlottesville
404 People Pl STE 303, Charlottesville, VA 22911
4342275100
Carleton Garrett
700 Harris St Suite 204, Charlottesville, VA 22903
4344663393
Moe Barros-MBS Mortgage
1 Boars Head Pointe #120, Charlottesville, VA 22903
4343052278
Mahone Mortgage
685 Berkmar Ct, Charlottesville, VA 22901
4342935200
C&F Mortgage Corp
3920 Lenox Ave, Charlottesville, VA 22901
4349741450
Evan Hansen at First Heritage Mortgage
404 People Pl STE 303, Charlottesville, VA 22911
4344090779
Motto Mortgage Premier Services
900 Gardens Blvd #100, Charlottesville, VA 22901
4342161981
Homestead Funding Corp. – Charlottesville
300 W Main St, Charlottesville, VA 22902
9175593659
Guild Mortgage Company
1939 Commonwealth Dr, Charlottesville, VA 22901
4343275166
Corey Cummings - Atlantic Coast Mortgage
1415 Rolkin Ct Suite 302, Charlottesville, VA 22911
4344714461
Mortgage refinance companies in Charlottesville Virginia help homeowners lower their interest rate or change loan terms. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Charlottesville real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Charlottesville Cost?
Typical costs for a mortgage refinance in Virginia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title search fees around 200 to 400 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Charlottesville?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Virginia lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.