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Find Mortgage Refinance Companies in Colonial Heights, VA
Directory of mortgage refinance companies in Colonial Heights, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.
9 agents listed
Updated June 2026
Colonial Heights, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 9 mortgage refinance companies in Colonial Heights, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Presidential Bank Mortgage
2425 Boulevard Suite 1, Colonial Heights, VA 23834
A mortgage refinance company in Colonial Heights Virginia helps homeowners lower their interest rate or change loan terms. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Colonial Heights residents benefit from local knowledge of property values in the Tri-Cities area.
What Does a Mortgage Refinance Company in Colonial Heights Cost?
Typical costs for a mortgage refinance in Virginia include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs in Colonial Heights generally range from $2,000 to $5,000 depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Colonial Heights Virginia?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Virginia lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Can I refinance a mortgage with bad credit in Colonial Heights?
Yes, some lenders offer FHA or VA refinance options for borrowers with lower credit scores. Virginia law does not set a minimum credit score, but most lenders require at least 580 for FHA loans.
Mortgage Refinance Companies in Other Virginia Cities
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Virginia.