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Find Mortgage Refinance Companies Near You in Fairfax, VA

Directory of mortgage refinance companies in Fairfax, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Fairfax, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 20 mortgage refinance companies in Fairfax, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Prosperity Home Mortgage, LLC
3060 Williams Dr # 600, Fairfax, VA 22031
(877) 275-1762 phmloans.com
Embrace Home Loans - Fairfax, VA
10306 Eaton Pl Ste 100, Fairfax, VA 22030
(703) 591-7144 embracehomeloans.com
Atlantic Coast Mortgage
4097 Monument Corner Dr 6th floor, Fairfax, VA 22030
(703) 592-6235 atlanticcoastmortgage.com
First Heritage Mortgage, LLC - Fairfax
11325 Random Hills Rd suite 600, Fairfax, VA 22030
(703) 352-0721 fhmtg.com
USA Loans
10400 Eaton Pl # 110, Fairfax, VA 22030
(703) 890-1356 usaloans.net
Presidential Bank Mortgage
11320 Random Hills Rd Suite 100, Fairfax, VA 22030
(703) 460-5500 presidentialbankmortgage.com
Mea Danigelis - Atlantic Coast Mortgage
4097 Monument Corner Dr Suite 600, Fairfax, VA 22030
(703) 772-7231 mortgagebymea.com
Jolene Moore - CrossCountry Mortgage, LLC
12700 Fair Lakes Cir Suite 460, Fairfax, VA 22033
(571) 800-0710 jolenemoore.com
Gina Myers at CrossCountry Mortgage
12700 Fair Lakes Cir Suite 460, Fairfax, VA 22033
(571) 655-3324 ginamyersteam.com
Jocelyn Lasher, NMLS ID 390711
4097 Monument Corner Dr Suite 600, Fairfax, VA 22030
(703) 371-2405 atlanticcoastmortgage.com
Javier Gonzalez, Mortgage Lender
3701 Pender Dr suite 210, Fairfax, VA 22030
(571) 283-9076 movement.com
Todd Marumoto at Intercoastal Mortgage, LLC
11325 Random Hills Rd suite 600, Fairfax, VA 22030
(703) 449-6823 intercoastalmortgage.com
Peace Home Lending
3975 University Dr Ste 365, Fairfax, VA 22030
(571) 998-1500 peacehl.com
George Mason Mortgage, LLC
4100 Monument Corner Dr Suite 100, Fairfax, VA 22030
(703) 273-2600 gmmllc.com
Spencer Lin | Movement Mortgage
3701 Pender Dr suite 210, Fairfax, VA 22030
(240) 727-9978 movement.com
One Mortgage Inc.
3975 University Dr Site 415, Fairfax, VA 22030
(703) 621-1521 onemtginc.com
Jeremy L. Johnson - Atlantic Coast Mortgage
4097 Monument Corner Dr Suite 600, Fairfax, VA 22030
(571) 259-9903 atlanticcoastmortgage.com
John Slye - Ameris Bank Mortgage
12500 Fair Lakes Cir #290, Fairfax, VA 22033
(703) 466-4010 bankers.amerisbank.com
Nathan Burch - Vellum Mortgage. NMLS# 231804
12700 Fair Lakes Cir Suite 400, Fairfax, VA 22033
(703) 348-2166 nathanburch.com
Vellum Mortgage
12700 Fair Lakes Cir Suite 400, Fairfax, VA 22033
(571) 830-2800 vellummortgage.com

Mortgage refinance companies in Fairfax Virginia help homeowners lower their interest rate or change loan terms. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Fairfax County residents may also be eligible for local down payment assistance programs when refinancing.

What Does a Mortgage Refinance Company in Fairfax Cost?

Typical costs for a mortgage refinance in Virginia include an appraisal fee of 400 to 700 dollars loan origination fees of 0.5 to 1.5 percent of the loan amount and title insurance costs of 500 to 1 500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Fairfax Virginia?
You typically need pay stubs tax returns bank statements and a photo ID. Virginia lenders must also verify your property title and homeowners insurance.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise.
Are there Virginia laws that protect me when refinancing?
Yes Virginia has a three day right of rescission for most refinances. This means you can cancel the loan for any reason within three business days after signing.

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