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Compare Mortgage Refinance Companies in Gainesville, VA
Browse mortgage refinance companies serving Gainesville, Virginia. Contact information and addresses listed below.
18 agents listed
Updated May 2026
Gainesville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 18 mortgage refinance companies in Gainesville, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
5712613462
Atlantic Coast Mortgage - Haymarket
14535 John Marshall Hwy Suite 112, Gainesville, VA 20155
5713664536
Tricia Goodwin
5615 Wellington Rd, Gainesville, VA 20155
7037851017
Integrity First Home Loans LLC - Justin Hamacher NMLS# 1972211
14350 Ladderbacked Dr, Gainesville, VA 20155
5712616165
Melissa Landon
5615 Wellington Rd Units 113 & 115, Gainesville, VA 20155
7038688983
Jim Podratsky - Atlantic Coast Mortgage
14535 John Marshall Hwy Suite 112, Gainesville, VA 20155
7036226702
Brandi Mckeown - Fairway Home Mortgage
7001 Heritage Village Plaza Suites 250, 255 & 260, Gainesville, VA 20155
7149060050
Kristina Walsh
7500 Iron Bar Ln Unit 207, Gainesville, VA 20155
5712858318
Neil Kress, Fairway Independent Mortgage Company
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
2403532471
David Black at Rate (NMLS #453677)
14091 Dave's Store Ln Suite 101, Gainesville, VA 20155
7033821935
Atlantic Coast Mortgage - Gainesville
7500 Iron Bar Ln Unit 207, Gainesville, VA 20155
7036403304
Brian Murphy - Atlantic Coast Mortgage
14535 John Marshall Hwy Suite 112, Gainesville, VA 20155
5712345744
Rate
14091 Dave's Store Ln Suite 101, Gainesville, VA 20155
7033821935
David L Koonce | Fairway Independent Mortgage Corporation Loan Officer
7001 Heritage Village Plaza Suites 250, 255 & 260, Gainesville, VA 20155
3013323234
Charlene Finnegan
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
5715518562
Premier Lending Group, LLC.
7798 Virginia Oaks Dr, Gainesville, VA 20155
7033784540
Mark Cummins | Fairway Independent Mortgage Corporation Loan Officer
7001 Heritage Village Plaza Suite 250, Gainesville, VA 20155
7033417464
George Mason Mortgage, LLC
7454 Limestone Dr, Gainesville, VA 20155
7038025300
Mortgage refinance companies in Gainesville Virginia help homeowners adjust their loan terms or lower their interest rates. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Prince William County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Gainesville Cost?
Typical costs for a mortgage refinance in Virginia include an appraisal fee of 400 to 700 dollars and origination fees of 0.5 to 1 percent of the loan amount. Third party costs such as title search and recording fees often total 1,000 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Gainesville Virginia?
You typically need pay stubs tax returns bank statements and a photo ID. Virginia lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Virginia laws that affect mortgage refinancing?
Yes Virginia has a three day right of rescission for most refinances allowing you to cancel the loan without penalty. Also Virginia requires lenders to be licensed under the Virginia Mortgage Lender and Broker Act.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.