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Directory of mortgage refinance companies in Henrico, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Henrico, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 2 mortgage refinance companies in Henrico, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
C&F Finance Company
5500 Audubon Dr, Henrico, VA 23231
8556022001
Garrison Capital Mortgage, LLC
419 N Ridge Rd, Henrico, VA 23229
8045385744
Mortgage refinance companies in Henrico Virginia help homeowners lower their interest rate or change loan terms. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local Henrico lenders understand the Richmond area housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Henrico Cost?
Typical costs for a mortgage refinance in Virginia range from 2 percent to 5 percent of the loan amount. For a 200,000 dollar loan, this means 4,000 to 10,000 dollars in fees. These fees include appraisal, title search, origination, and recording costs. Actual amounts depend on your loan size, credit score, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Henrico Virginia?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Virginia lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Virginia specific laws about refinance closing costs?
Virginia allows lenders to charge an origination fee and other third party costs. The state does not cap refinance fees, but lenders must disclose all costs in the Loan Estimate within three business days.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.