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Find Mortgage Refinance Companies in Lynchburg, VA

Browse mortgage refinance companies serving Lynchburg, Virginia. Contact information and addresses listed below.

16 agents listed
Updated June 2026
Lynchburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 16 mortgage refinance companies in Lynchburg, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Luper Team Mortgage- NMLS#1229598
105 Hexham Dr, Lynchburg, VA 24502
(434) 221-3823 luperteammortgage.com
OverDrive Mortgage - TJ Kuczewski: Mortgage Lender
3831 Old Forest Rd Suite 6 - 12, Lynchburg, VA 24501
(434) 226-7688 tjkmortgage.com
Atlantic Bay Mortgage Group - Lynchburg, VA
100 Northwynd Cir A, Lynchburg, VA 24502
(434) 338-6238 atlanticbay.com
Rhonda Holt, The Loan Maven Team, pwd by RWM Home Loans
107 Tradewynd Dr Suite A, Lynchburg, VA 24502
(434) 221-6361 rwmloans.com
ALCOVA Mortgage | Lynchburg, VA
1313A Enterprise Dr, Lynchburg, VA 24502
(434) 258-3549 alcova.com
The Loan Maven Team: Jessica Collins
107 Tradewynd Dr Ste A Rm 102, Lynchburg, VA 24502
(434) 665-0086 yourmtglender.com
Blue Ridge Mortgage
916 Main St #400, Lynchburg, VA 24504
(434) 846-1300 brmmortgage.com
OneMain Financial
2144 Wards Rd, Lynchburg, VA 24502
(434) 239-6961 onemainfinancial.com
Brad Baker Mortgage Lender New American Funding
20715 Timberlake Rd Suite 103, Lynchburg, VA 24502
(434) 219-7028 bradbakerhomeloans.com
Sophie Lovell - Edge Home Finance
111A Tradewynd Dr Suite A, Lynchburg, VA 24502
(434) 546-0614 lendwithlovell.com
Revolution Mortgage
18447 Forest Rd Suite B, Lynchburg, VA 24502
(434) 379-0001 revolutionmortgage.com
Diversified Mortgage Brokers
100 Copley Pl suite d, Lynchburg, VA 24502
(434) 237-3143 diversifiedmortbrokers.com
Kevin Filiberto - Loan Officer
105 Hexham Dr, Lynchburg, VA 24502
(434) 951-2269
Brady Shorey
105 Hexham Dr, Lynchburg, VA 24502
(434) 951-1387 fairwayindependentmc.com
Mortgage Equity Team LLC
4100 Fort Ave, Lynchburg, VA 24502
(434) 846-3268 mortgageequityteam.com
Hard Money Lenders Lynchburg VA
2522 Linkhorne Dr, Lynchburg, VA 24503
(434) 252-3228

Mortgage refinance companies in Lynchburg Virginia help homeowners adjust their loan terms or lower their interest rates. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Lynchburg real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Lynchburg Cost?

Typical costs for a mortgage refinance in Lynchburg Virginia include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Virginia also charges a recordation tax of about 0.25 cents per 100 dollars of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Lynchburg?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Virginia lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Virginia laws that affect refinance costs?
Yes. Virginia charges a recordation tax on the new deed of trust, which varies by county. Lynchburg also has local transfer taxes that may apply. Your lender must disclose all fees in the Loan Estimate.

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