ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in Mechanicsville, VA
Looking for a mortgage refinance company in Mechanicsville? Review the directory below to compare your options.
13 agents listed
Updated May 2026
Mechanicsville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 13 mortgage refinance companies in Mechanicsville, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
7445 Lee-Davis Rd Ste. 106, Mechanicsville, VA 23111
8044170230
Tori McConnell Mortgage Team
6366 Mechanicsville Tpke Ste 202, Mechanicsville, VA 23111
8143304221
Emily Young
6366 Mechanicsville Tpke Ste 202, Mechanicsville, VA 23111
8043146156
1st Franklin Financial
6493 Mechanicsville Tpke B, Mechanicsville, VA 23111
8044063338
Valerie Holbrook
9464 Chamberlayne Rd # 101, Mechanicsville, VA 23116
8045103425
April Lee
6366 Mechanicsville Tpke Ste 202, Mechanicsville, VA 23111
8773141499
OneMain Financial
7344 Bell Creek Rd, Mechanicsville, VA 23111
8047303474
Lendmark Financial Services LLC
7230 Bell Creek Rd F, Mechanicsville, VA 23111
8044174032
1st Call Mortgage
8339 Wetherden Dr, Mechanicsville, VA 23111
8043864014
United Financial Mortgage, LLC
6955 Henrietta Ct, Mechanicsville, VA 23111
8048141168
Colonial Farm Credit
7104 Mechanicsville Tpke, Mechanicsville, VA 23111
8047461252
Movement Mortgage
6366 Mechanicsville Tpke Ste 202, Mechanicsville, VA 23111
8773141499
Movement Mortgage
9097 Atlee Station Rd #100, Mechanicsville, VA 23116
8773141499
Mortgage refinance companies in Mechanicsville Virginia help homeowners lower their interest rate or change loan terms. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Mechanicsville real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Mechanicsville Cost?
Typical costs for a mortgage refinance in Virginia include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1.5 percent of the loan amount, and title insurance costs of 500 to 1,000 dollars. Virginia also charges a recordation tax of 0.25 cents per 100 dollars of the new loan. Total closing costs often range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Mechanicsville?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Virginia lenders may also ask for a property appraisal to confirm home value.
How long does a mortgage refinance take in Virginia?
A typical refinance in Virginia takes 30 to 45 days from application to closing. Virginia law does not set a specific time limit, but lenders must provide a Closing Disclosure at least three business days before closing.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Mechanicsville who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.