Skip to main content

Find Mortgage Refinance Companies in Midlothian, VA

Browse mortgage refinance companies serving Midlothian, Virginia. Contact information and addresses listed below.

17 agents listed
Updated June 2026
Midlothian, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 17 mortgage refinance companies in Midlothian, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
C&F Mortgage Corp
1400 Alverser Dr Second Floor, Midlothian, VA 23113
(804) 858-8300 cfmortgagecorp.com
Prosperity Mortgage Corporation
1100 Jefferson Green Cir, Midlothian, VA 23113
(804) 378-9931
Mason-McDuffie Mortgage Corporation
201 Wylderose Cmns Suite 204, Midlothian, VA 23113
(925) 242-4400
Capitol Mortgage Group NMLS# 1801858 https://nmlsconsumeraccess.org/
14321 Winter Breeze Dr Suite 26, Midlothian, VA 23113
(804) 362-7600 capitolmortgagegroup.com
Clay Carroll | Team Clay | CrossCountry Mortgage
14321 Winter Breeze Dr office 236, Midlothian, VA 23113
(804) 614-6515 ccm.com
Open Door Lending
1 Park W Cir Suite 310H, Midlothian, VA 23114
(804) 704-3339 opendoorlending.com
William L Woodfin III at Prosperity Home Mortgage - Midlothian
1100 Jefferson Green Cir, Midlothian, VA 23113
(877) 275-1762 williamwoodfin.phmloans.com
Mark Costley
14361 Sommerville Ct Suite 102, Midlothian, VA 23113
(804) 306-6581 movement.com
Greg Arroyo at Prosperity Home Mortgage - Midlothian
2931 Polo Pkwy, Midlothian, VA 23113
(877) 275-1762 gregarroyo.phmloans.com
Liz Copeland at CrossCountry Mortgage
14405 Justice Rd, Midlothian, VA 23113
(434) 466-3289 lizcopelandteam.com
Sharon Boyd at Prosperity Home Mortgage - Midlothian
1100 Jefferson Green Cir, Midlothian, VA 23113
(877) 275-1762 sharonboyd.phmloans.com
Guild Mortgage - Scott Silverstein
14321 Winter Breeze Dr Suite 200, Midlothian, VA 23113
(301) 254-9547 branches.guildmortgage.com
David Fortin at CrossCountry Mortgage
14405 Justice Rd, Midlothian, VA 23113
(804) 419-3131 mortgagesbyfortin.com
Tiffani Norris Senior Mortgage Loan Officer
13305 Midlothian Turnpike, Midlothian, VA 23113
(804) 306-1115 townebankmortgage.com
Chris Cleveland at CrossCountry Mortgage
14405 Justice Rd, Midlothian, VA 23113
(804) 348-0042 ccm.com
CrossCountry Mortgage | Branch NMLS #1909529
14405 Justice Rd, Midlothian, VA 23113
(804) 349-5960 crosscountrymortgage.com
Cathy Rossi at CrossCountry Mortgage
14405 Justice Rd, Midlothian, VA 23113
(804) 357-1073 crosscountrymortgage.com

A mortgage refinance company in Midlothian Virginia helps homeowners replace their existing home loan with a new one. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local companies can guide you through options like rate-and-term refinancing or cash-out refinancing tailored to your financial goals.

What Does a Mortgage Refinance Company in Midlothian Cost?

Typical costs for a mortgage refinance in Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs in Midlothian generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a mortgage refinance company in Midlothian?
A mortgage refinance company in Midlothian is a licensed lender or broker that helps homeowners replace their current mortgage with a new loan. They handle the application, appraisal, and closing process in compliance with Virginia regulations.
How long does a mortgage refinance take in Virginia?
A typical mortgage refinance in Virginia takes 30 to 45 days from application to closing. Virginia law requires a three-day right of rescission after closing for most refinances, adding a short delay.

Mortgage Refinance Companies in Other Virginia Cities