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Find Mortgage Refinance Companies Near You in Midlothian, VA
Looking for a mortgage refinance company in Midlothian? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Midlothian, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 17 mortgage refinance companies in Midlothian, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
C&F Mortgage Corp
1400 Alverser Dr Second Floor, Midlothian, VA 23113
8048588300
Prosperity Mortgage Corporation
1100 Jefferson Green Cir, Midlothian, VA 23113
8043789931
Mason-McDuffie Mortgage Corporation
201 Wylderose Cmns Suite 204, Midlothian, VA 23113
9252424400
Capitol Mortgage Group NMLS# 1801858 https://nmlsconsumeraccess.org/
14321 Winter Breeze Dr Suite 26, Midlothian, VA 23113
8043627600
Clay Carroll | Team Clay | CrossCountry Mortgage
14321 Winter Breeze Dr office 236, Midlothian, VA 23113
8046146515
Open Door Lending
1 Park W Cir Suite 310H, Midlothian, VA 23114
8047043339
William L Woodfin III at Prosperity Home Mortgage - Midlothian
1100 Jefferson Green Cir, Midlothian, VA 23113
8772751762
Mark Costley
14361 Sommerville Ct Suite 102, Midlothian, VA 23113
8043066581
Greg Arroyo at Prosperity Home Mortgage - Midlothian
2931 Polo Pkwy, Midlothian, VA 23113
8772751762
Liz Copeland at CrossCountry Mortgage
14405 Justice Rd, Midlothian, VA 23113
4344663289
Sharon Boyd at Prosperity Home Mortgage - Midlothian
1100 Jefferson Green Cir, Midlothian, VA 23113
8772751762
Guild Mortgage - Scott Silverstein
14321 Winter Breeze Dr Suite 200, Midlothian, VA 23113
3012549547
David Fortin at CrossCountry Mortgage
14405 Justice Rd, Midlothian, VA 23113
8044193131
Tiffani Norris Senior Mortgage Loan Officer
13305 Midlothian Turnpike, Midlothian, VA 23113
8043061115
Chris Cleveland at CrossCountry Mortgage
14405 Justice Rd, Midlothian, VA 23113
8043480042
CrossCountry Mortgage | Branch NMLS #1909529
14405 Justice Rd, Midlothian, VA 23113
8043495960
Cathy Rossi at CrossCountry Mortgage
14405 Justice Rd, Midlothian, VA 23113
8043571073
A mortgage refinance company in Midlothian Virginia helps homeowners replace their existing home loan with a new one. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local companies can guide you through options like rate-and-term refinancing or cash-out refinancing tailored to your financial goals.
What Does a Mortgage Refinance Company in Midlothian Cost?
Typical costs for a mortgage refinance in Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs in Midlothian generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a mortgage refinance company in Midlothian?
A mortgage refinance company in Midlothian is a licensed lender or broker that helps homeowners replace their current mortgage with a new loan. They handle the application, appraisal, and closing process in compliance with Virginia regulations.
How long does a mortgage refinance take in Virginia?
A typical mortgage refinance in Virginia takes 30 to 45 days from application to closing. Virginia law requires a three-day right of rescission after closing for most refinances, adding a short delay.
What documents do I need for a refinance in Midlothian?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of homeowners insurance. Virginia lenders may also require a property appraisal to confirm the home value.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.