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Compare mortgage refinance companies in Richmond. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Richmond, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 20 mortgage refinance companies in Richmond, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Cowart Team of NFM Lending
1127 W Main St, Richmond, VA 23220
8043994333
Blake Bogese, NMLS ID# 1486989
5000 Monument Ave Suite 111, Richmond, VA 23230
8045865174
804Mortgage | William Schroeder | Real Estate and Mortgage Bundled
Richmond, VA 23220
8042831140
ALCOVA Mortgage | Midlothian, VA
1106 N Thompson St, Richmond, VA 23230
8045432009
The Burkett Team of Cross Country Mortgage
1127 W Main St A, Richmond, VA 23230
8048334303
River City Lending Team | Powered by Atlantic Bay Mortgage Group
1807 Libbie Ave Suite 102, Richmond, VA 23226
8045509551
MAK Financial Group Inc
210 Portland Pl, Richmond, VA 23221
8048973700
Briana Sparrow
1807 Libbie Ave suite 1, Richmond, VA 23226
8048780509
The Rudd Mortgage Team
2920 W Broad St Suite 248, Richmond, VA 23230
8049442393
LendingDeck
1401 E Cary St Suite 400-A, Richmond, VA 23219
8005479080
ALCOVA Mortgage | Richmond, VA
8401 Mayland Dr suite r, Richmond, VA 23294
8045924072
ALCOVA Mortgage | Colonial Heights, VA
8401 Mayland Dr suite r, Richmond, VA 23294
8045204020
Home Loan Zone Inc
400 N Ridge Rd Suite 200, Richmond, VA 23229
8553405626
ALCOVA Mortgage | Richmond, VA
1906 N Hamilton St Suite C, Richmond, VA 23230
8044756532
Stearns Home Loans - Richmond, VA
1800 Bayberry Ct Suite #303, Richmond, VA 23226
8558396487
Dominion Capital Mortgage, Inc.
3900 Westerre Pkwy #303, Richmond, VA 23233
8886070404
Adam Netherland Mortgage, Powered by NFM Lending
1512 Willow Lawn Dr UNIT 202, Richmond, VA 23230
8042209260
Liberty Mortgage Corporation
2501 Monument Ave, Richmond, VA 23220
8047083484
Arbor Home Loans | Richmond
308 Granite Ave, Richmond, VA 23226
8044673466
Dream House Virginia
701 N Courthouse Rd Suite 201, Richmond, VA 23236
8888043482
Mortgage refinance companies in Richmond Virginia help homeowners lower their interest rates or change loan terms. Virginia law does not require a specific waiting period after purchase to refinance, but most lenders require at least six months of on-time payments. Local Richmond lenders understand the citys diverse housing market from historic Fan District homes to newer suburban developments.
What Does a Mortgage Refinance Company in Richmond Cost?
Typical costs for a mortgage refinance in Virginia include an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Closing costs in Richmond generally range from 2,000 to 5,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Richmond Virginia?
You typically need pay stubs, tax returns, bank statements, and a recent home appraisal. Virginia lenders also require proof of homeowners insurance and a valid photo ID.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.