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Mortgage Refinance Companies in Roanoke, VA

Directory of mortgage refinance companies in Roanoke, Virginia. Verify credentials with the state mortgage licensing authority before hiring.

19 agents listed
Updated May 2026
Roanoke, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 19 mortgage refinance companies in Roanoke, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group
2350 Electric Rd SW Suite 100, Roanoke, VA 24018
5402663219
ALCOVA Mortgage | Corporate Office
308 Market St SE, Roanoke, VA 24011
5409040005
The Legacy Team of Integrity Home Mortgage Corporation
2840 Electric Rd SW #102A, Roanoke, VA 24018
5403148843
Henry Mortgage Group, LLC
1948 Franklin Rd SW, Roanoke, VA 24014
5407975219
Ashley Wickstrom, Senior Loan Officer, Movement Mortgage
3922 Electric Rd SW #1b, Roanoke, VA 24018
5405207878
Jason Bialek Mortgage Team with Rate
3565 N Electric Rd Suite B, Roanoke, VA 24018
5404277551
Barry Duffey
3922 Electric Rd SW #1b, Roanoke, VA 24018
5405295637
Bradley Hall at CrossCountry Mortgage
4950 Brambleton Ave Suites B, D & E, Roanoke, VA 24018
5402743640
Lance Brenner, SWBC Mortgage
2770 Electric Rd SW Ste A, Roanoke, VA 24018
5408159162
Cardinal Financial The Dave Jones Group
26 Church Ave SW, Roanoke, VA 24011
5403770127
OVM with AnnieMac Home Mortgage - Roanoke
5115 Bernard Dr Ste 203, Roanoke, VA 24018
5402053311
Brian Rotenberry
3922 Electric Rd SW #1b, Roanoke, VA 24018
5402683048
Sean Kosmann - Guaranteed Rate
3565 N Electric Rd Suite B, Roanoke, VA 24018
7036750876
ALCOVA Mortgage | Roanoke, VA
305 Market St SE, Roanoke, VA 24011
5402933165
Cheryl Pigg at Rate (NMLS #1694396)
3565 N Electric Rd Suite B, Roanoke, VA 24018
5405231509
ALCOVA Mortgage | Roanoke, VA | Team Jamie Bailey
131 Sycamore Ave NE, Roanoke, VA 24012
5407723877
Waterstone Mortgage - Roanoke, VA
5501 Williamson Rd Offices 3 & 4, Roanoke, VA 24012
5409342152
Cathy Kidd Mortgage Team
5427 Peters Creek Rd Suite 2, Roanoke, VA 24019
5407616651
Hersel Lawson, Sr. Loan Officer, NMLS #292093, SWBC Mortgage
2770 Electric Rd SW Ste A, Roanoke, VA 24018
5407616271

A mortgage refinance company in Roanoke Virginia helps homeowners replace their existing home loan with a new one. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Roanoke Valley real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Roanoke Cost?

Typical costs for a mortgage refinance in Virginia include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Roanoke Virginia?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Virginia lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Virginia specific laws for mortgage refinancing?
Yes. Virginia Code Section 6.2-400 requires lenders to disclose all fees upfront. Virginia also has a three day right of rescission for most refinances, allowing you to cancel without penalty.