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Find Mortgage Refinance Companies in Stafford, VA

Looking for a mortgage refinance company in Stafford? Review the directory below to compare your options.

6 agents listed
Updated June 2026
Stafford, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 6 mortgage refinance companies in Stafford, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mike Sanchez at Rate (NMLS #860048)
385 Garrisonville Rd Suite 117, Stafford, VA 22554
(540) 699-5419 rate.com
Ken Melendez at Rate (NMLS #2037924)
385 Garrisonville Rd Suite 117, Stafford, VA 22554
(540) 427-7585 rate.com
Priority Financial LLC
1267 Courthouse Rd, Stafford, VA 22554
(540) 318-8811 priorityfin.com
Motion Mortgage Inc
385 Garrisonville Rd Ste 97, Stafford, VA 22554
(703) 216-0338 motionmortgage.com
Movement Mortgage
306 Garrisonville Rd Suite 203, Stafford, VA 22554
(877) 314-1499 movement.com
Rate
385 Garrisonville Rd Suite 117, Stafford, VA 22554
(540) 427-7595 rate.com

What Does a Mortgage Refinance Company in Stafford Cost?

Typical costs for a mortgage refinance in Virginia include an appraisal fee of 400 to 700 dollars, title search and insurance from 500 to 1,200 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Recording fees in Stafford County are about 50 to 100 dollars. Total closing costs usually range from 2,000 to 5,000 dollars for a standard refinance. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

How do I choose a mortgage refinance company in Stafford Virginia?
Look for a company licensed with the Virginia State Corporation Commission. Compare their Loan Estimate fees and closing costs. Check their experience with Stafford area properties.
What documents are needed to refinance a home in Virginia?
You typically need pay stubs, tax returns, bank statements, and a recent appraisal. Virginia requires a property survey or title search for most refinances. Your lender will give you a full list.

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