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Mortgage Refinance Companies in Staunton, VA

Looking for a mortgage refinance company in Staunton? Review the directory below to compare your options.

8 agents listed
Updated June 2026
Staunton, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 8 mortgage refinance companies in Staunton, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Park Lane Finance
108 Mactanly Pl, Staunton, VA 24401
(434) 975-5088 parklanefinance.com
ALCOVA Mortgage | Staunton, VA
1600 N Coalter St #15th, Staunton, VA 24401
(540) 886-4613 alcova.com
The Adler Mortgage Team
32 N Augusta St Suite 18, Staunton, VA 24401
(540) 649-4940 theadlermortgageteam.com
Lendmark Financial Services LLC
729 Richmond Ave Suite 102, Staunton, VA 24401
(540) 886-0736 lendmarkfinancial.com
Michelle Fix, NMLS ID#235608
1600 N Coalter St Apt 15, Staunton, VA 24401
(540) 430-1968 alcova.com
Farm Credit of the Virginias
102 Industry Way, Staunton, VA 24401
(800) 919-3276 farmcreditofvirginias.com
Atlantic Bay Mortgage Group - Staunton, VA
19 Myers Corner Dr a05, Staunton, VA 24401
(540) 406-6555 atlanticbay.com
Michael Walters - Truist Mortgage Loan Officer
488 Frontier Dr, Staunton, VA 24401
(540) 851-4087 truist.com

Mortgage refinance companies in Staunton Virginia help homeowners adjust their loan terms or lower their interest rates. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local firms understand the Staunton real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Staunton Cost?

Typical costs for a mortgage refinance in Virginia include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs around $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Staunton Virginia?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Virginia lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Virginia?
A typical refinance in Virginia takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documentation is needed.
Are there Virginia specific laws for mortgage refinancing?
Virginia has a three day right of rescission for most refinances, allowing you to cancel the loan without penalty. The state also requires lenders to disclose all fees clearly in the Loan Estimate.

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