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Find Mortgage Refinance Companies Near You in Sterling, VA

Directory of mortgage refinance companies in Sterling, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.

10 agents listed
Updated June 2026
Sterling, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 10 mortgage refinance companies in Sterling, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SN Mortgage Company
21430 Cedar Dr Unit 200, Sterling, VA 20164
(703) 880-1840
Mariner Finance
45591 Dulles Eastern Plaza Ste. 134, Sterling, VA 20166
(703) 434-3873 locations.marinerfinance.com
Oakstreet Mortgage LLC
21351 Gentry Dr STE 270, Sterling, VA 20166
(703) 537-5101 oakstreetmortgage.com
Uptiq Premier Mortgage, LLC
22375 Broderick Dr STE 165, Sterling, VA 20166
(888) 250-8561 uptiqpremiermortgage.com
CrossCountry Mortgage
21515 Ridgetop Cir Suite 280, Sterling, VA 20166
(703) 209-3138 davisteam.com
Jose Semidey, NMLS 931519 with American Financial Network Inc.
45571 Shepard Rd Suite 101, Sterling, VA 20164
(571) 426-9950 josesemidey.com
Richard William Munch - Truist Mortgage Loan Officer
46175 Westlake Dr #350, Sterling, VA 20165
(703) 507-3657 truist.com
Alex T Le - Truist Mortgage Loan Officer
46175 Westlake Dr #350, Sterling, VA 20165
(703) 328-6258 truist.com
Richard A Munch - Truist Mortgage Loan Officer
46175 Westlake Dr #350, Sterling, VA 20165
(703) 222-4466 truist.com
Kevin O'Connor - Truist Mortgage Loan Officer
46175 Westlake Dr #350, Sterling, VA 20165
(703) 444-6402 truist.com

A mortgage refinance company in Sterling Virginia helps homeowners replace their existing home loan with a new one. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Sterling residents often refinance to lower their interest rate or switch from an adjustable to a fixed rate mortgage.

What Does a Mortgage Refinance Company in Sterling Cost?

Typical costs for a mortgage refinance in Virginia include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1 percent of the loan amount, and title insurance which can cost 500 to 1,000 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Sterling Virginia?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Virginia lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Virginia specific laws for mortgage refinancing?
Yes. Virginia Code 6.2-1600 series regulates mortgage lenders and brokers. Virginia also has a three day right of rescission for refinances on your primary home, giving you time to cancel after signing.

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