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Find Mortgage Refinance Companies Near You in Virginia Beach, VA
Directory of mortgage refinance companies in Virginia Beach, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Virginia Beach, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 20 mortgage refinance companies in Virginia Beach, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Bay Mortgage Group - Virginia Beach
600 Lynnhaven Pkwy #100, Virginia Beach, VA 23452
7572131660
Tidewater Mortgage Services, Inc. NMLS #: 71158
200 Golden Oak Ct Suite 100, Virginia Beach, VA 23452
7574987400
CMS Mortgage Solutions, Inc.
1612 Centerville Turnpike STE 307, Virginia Beach, VA 23464
7575582603
OVM with AnnieMac Home Mortgage
5040 Corporate Woods Dr Suite 100, Virginia Beach, VA 23462
7573306810
First Signature Mortgage, LLC
2037 Laskin Rd, Virginia Beach, VA 23454
2762544965
Southern Trust Mortgage, LLC
295 Bendix Rd #400, Virginia Beach, VA 23452
7575180700
ONE Presidential Mortgage
2101 Parks Ave STE 600, Virginia Beach, VA 23451
7576517474
Atlantic Coast Mortgage - Virginia Beach
932 Laskin Rd Suite 100, Virginia Beach, VA 23451
7573640328
VA Choice Home Mortgage Inc.
2020 General Booth Blvd #200, Virginia Beach, VA 23454
7577395019
United Atlantic Mortgage
2476 Nimmo Pkwy Ste 122, Virginia Beach, VA 23456
7573405626
PrimeLending, A PlainsCapital Company - Virginia Beach
780 Lynnhaven Pkwy Suite 375, Virginia Beach, VA 23452
7573686770
Homespire Mortgage
780 Lynnhaven Pkwy Suite 411, Virginia Beach, VA 23452
7573435046
Atlantic Mortgage & Funding
2000 General Booth Blvd STE 104, Virginia Beach, VA 23454
8667216084
Steve Holland VA Home Loans & Mortgage Lender
5040 Corporate Woods Dr Suite 100, Virginia Beach, VA 23462
7578319930
VA Wholesale Mortgage
4099 Foxwood Dr #108, Virginia Beach, VA 23462
8002444132
Arbor Home Loans | Virginia Beach
1206 Laskin Rd # 110, Virginia Beach, VA 23451
7576208362
VA Mortgage Corp - Get Prequalified Within Minutes
2513 Squadron Ct STE 112, Virginia Beach, VA 23453
8337827882
Revolution Mortgage
780 Lynnhaven Pkwy Suite 180, Virginia Beach, VA 23452
7577344930
Daniel Solis VA Home Specialist - New American Funding
249 Central Park Ave #300, Virginia Beach, VA 23462
7577454174
Supreme Mortgage LLC
4416 Expressway Dr, Virginia Beach, VA 23452
7579555357
Mortgage refinance companies in Virginia Beach help homeowners lower their interest rates or change loan terms. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the unique housing market in Hampton Roads and can guide you through Virginia-specific closing procedures.
What Does a Mortgage Refinance Company in Virginia Beach Cost?
Typical costs for a mortgage refinance in Virginia include an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Virginia also imposes a state recordation tax of 25 cents per 100 dollars of the new loan in Virginia Beach. These costs can be paid upfront or rolled into the new loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Virginia Beach?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Virginia lenders also require a valid photo ID and a property appraisal.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Virginia law allows a three-day rescission period after signing, during which you can cancel the loan.
Are there Virginia-specific fees for refinancing a mortgage?
Yes, Virginia charges a recordation tax on the new deed of trust, which varies by county. In Virginia Beach the tax is 25 cents per 100 dollars of the loan amount. You may also pay title insurance and appraisal fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.