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Looking for a mortgage refinance company in Waynesboro? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Waynesboro, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 6 mortgage refinance companies in Waynesboro, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Monticello Reverse Mortgage
29 Stoneridge Dr #207, Waynesboro, VA 22980
4342492222
Mariner Finance
831 Lew Dewitt Blvd Ste 108, Waynesboro, VA 22980
5404565019
C&F Mortgage Corp
520 Lew Dewitt Blvd Suites 104 and 105, Waynesboro, VA 22980
5409417633
Antonio Madera | Novus Home Mortgage | Loan Officer NMLS# 2246865
4617 Stuarts Draft Hwy, Waynesboro, VA 22980
4342578622
Benchmark Mortgage Companies
540 Lew Dewitt Blvd Ste. #4, Waynesboro, VA 22980
8044242200
Karen Frank C&F Mortgage Corporation
540 Lew Dewitt Blvd Ste. #4, Waynesboro, VA 22980
5409417633
Mortgage refinance companies in Waynesboro Virginia help homeowners lower their interest rates or change loan terms. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the Shenandoah Valley real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Waynesboro Cost?
Typical costs for a mortgage refinance in Virginia include an appraisal fee of 400 to 700 dollars loan origination fees of 0.5 to 1 percent of the loan amount and title search fees of 300 to 600 dollars. Closing costs in Waynesboro generally range from 2000 to 5000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Waynesboro Virginia?
You typically need pay stubs tax returns bank statements and a photo ID. Virginia lenders also require proof of homeowners insurance. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in Virginia?
A typical refinance in Virginia takes 30 to 45 days from application to closing. Virginia law allows a three day right of rescission after closing for most refinances. Delays can occur if an appraisal or title work takes longer.
Are there Virginia specific laws for mortgage refinancing?
Yes Virginia requires lenders to be licensed through the Virginia State Corporation Commission. The state also has anti predatory lending rules that limit certain fees and loan terms. Borrowers have the right to receive a Loan Estimate and Closing Disclosure on time.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.