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Compare Mortgage Refinance Companies in Williamsburg, VA

Directory of mortgage refinance companies in Williamsburg, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.

19 agents listed
Updated June 2026
Williamsburg, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 19 mortgage refinance companies in Williamsburg, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ryan Lawrence – Loan Officer | Team Lawrence at Towne Mortgage
5208 Monticello Ave, Williamsburg, VA 23188
(757) 478-4720 townemortgage.us
Merit Mortgage Group LLC
1 Prestwick, Williamsburg, VA 23188
(757) 755-0206 meritmortgagegroup.com
Gail Burns Loan Officer with OVM with AnnieMac Mortgage
5388 Discovery Park Blvd STE 250, Williamsburg, VA 23188
(757) 869-9596 gailburns.ovmfinancial.com
Stephanie Armistead, Movement Mortgage
4804 Courthouse St Ste 4B, Williamsburg, VA 23188
(757) 331-6018 movement.com
Kevin Onizuk,
211 Bulifants Blvd STE E, Williamsburg, VA 23188
(757) 645-0196 loanswithkevin.com
Keith Freeland
4804 Courthouse St Ste 4B, Williamsburg, VA 23188
(804) 381-0856 movement.com
Sylvia Hazelwood
4071 Ironbound Rd, Williamsburg, VA 23188
(757) 603-7459 movement.com
OneMain Financial
6610L Mooretown Rd, Williamsburg, VA 23188
(757) 220-4226 onemainfinancial.com
NVR Mortgage Finance Inc
5400 Discovery Park Blvd, Williamsburg, VA 23188
(757) 565-4333 nvrmortgage.com
ALCOVA Mortgage | Williamsburg, VA
211 Bulifants Blvd STE E, Williamsburg, VA 23188
(757) 645-0196 alcova.com
David Elshanti - Movement Mortgage
4804 Courthouse St, Williamsburg, VA 23188
(757) 912-3364
C&F Mortgage Corp
4780 Longhill Rd, Williamsburg, VA 23188
(757) 941-3707 cfmortgagecorp.com
C&F Mortgage Corp
1167 Jamestown Rd, Williamsburg, VA 23185
(757) 259-1200 cfmortgagecorp.com
Susan DeMello Mortgage Loan Officer with RW Towne
5372 Discovery Park Blvd #101, Williamsburg, VA 23188
(703) 395-9129 rwtownemortgage.com
Fulton Mortgage Company
4175 Ironbound Rd #201, Williamsburg, VA 23188
(800) 220-9034 fultonbank.com
Prosperity Home Mortgage LLC - Bradley Stevenson - NMLS 293018
5234 Monticello Ave, Williamsburg, VA 23188
(757) 608-8666 williamsburghomeloans.com
Truist Mortgage
5236 Monticello Ave, Williamsburg, VA 23188
(757) 220-5931 truist.com
Katie Hart Senior Mortgage Loan Officer with TowneBank Mortgage
5216 Monticello Ave, Williamsburg, VA 23188
(757) 634-6141 townebankmortgage.com
Finance of America Mortgage LLC
123 Bulifants Blvd Suite #5, Williamsburg, VA 23188
(757) 345-0671 foamortgage.com

A mortgage refinance company in Williamsburg Virginia helps homeowners replace their existing home loan with a new one. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Williamsburg borrowers often refinance to lower their rate or switch from an adjustable to a fixed rate mortgage.

What Does a Mortgage Refinance Company in Williamsburg Cost?

Typical costs for refinancing in Virginia include an appraisal fee of 400 to 700 dollars, a loan origination fee of 0.5 to 1 percent of the loan amount, and title insurance costing 500 to 1000 dollars. Virginia recordation tax is about 25 cents per 100 dollars of the loan. Closing costs usually total 2 to 5 percent of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Williamsburg Virginia?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Virginia lenders also require a property appraisal. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Virginia law allows a three day rescission period after signing. Delays can happen if the appraisal or title work takes longer.
Are there Virginia specific fees for refinancing?
Yes. Virginia charges a recordation tax on the new deed of trust. This tax is based on the loan amount. You may also pay state and local transfer taxes. Ask your lender for a full fee breakdown.

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