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Mortgage Refinance Companies in Winchester, VA

Directory of mortgage refinance companies in Winchester, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Winchester, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 20 mortgage refinance companies in Winchester, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CrossCountry Mortgage LLC
650 Cedar Creek Grade STE 110, Winchester, VA 22601
(540) 542-6155 crosscountrymortgage.com
Scott Fournier- Integrity Home Mortgage
122 Pilot Cir, Winchester, VA 22602
(540) 504-7022 insistonscott.com
Winchester - PrimeLending
15 E Piccadilly St, Winchester, VA 22601
(540) 313-4830 lo.primelending.com
CBM Mortgage
106 N Loudoun St, Winchester, VA 22601
(540) 931-0346
Kevin Patrick at CrossCountry Mortgage
420 W Jubal Early Dr STE 105, Winchester, VA 22601
(540) 664-6828 ccm.com
Integrity Home Mortgage- Kim Violette
122 Pilot Cir, Winchester, VA 22602
(540) 664-2601 kimviolette.com
Success Mortgage
508 Front Royal Pike, Winchester, VA 22602
(540) 678-0800 successmortgage.com
Integrity Home Mortgage Corporation
122 Pilot Cir, Winchester, VA 22602
(877) 450-0222 ihmcloans.com
Mark Peter Lynch - Guild Mortgage
125 W Piccadilly St Apartment 1, Winchester, VA 22601
(540) 664-4700 marksmortgage.com
Jeremy Throckmorton- Home Mortgage Advisors
302 N Cameron St, Winchester, VA 22601
(540) 247-3632 nextmortgage.com
Guild Mortgage - Mark Lynch
125 W Piccadilly St Apartment 1, Winchester, VA 22601
(540) 664-4700 branches.guildmortgage.com
Sherrie Bloomfield - Integrity Home Mortgage Corporation
122 Pilot Cir, Winchester, VA 22602
(540) 974-5866 lendwithbloomfield.com
Guild Mortgage - Peter LaRock
125 W Piccadilly St Apartment 1, Winchester, VA 22601
(540) 771-2334 branches.guildmortgage.com
Katie Moody - CrossCountry Mortgage
2352 Valor Dr, Winchester, VA 22601
(540) 877-6787 crosscountrymortgage.com
Team Angie NMLS ID#2380594 at Integrity Home Mortgage Corp.
122 Pilot Cir, Winchester, VA 22602
(540) 504-7026 mortgagebymarlin.com
Guild Mortgage - Brian Scott
125 W Piccadilly St Apartment 1, Winchester, VA 22601
(540) 336-5090 branches.guildmortgage.com
Guild Mortgage Company
125 W Piccadilly St Apartment 1, Winchester, VA 22601
(540) 771-2334 branches.guildmortgage.com
ALCOVA Mortgage | Winchester, VA
112 N Cameron St, Winchester, VA 22601
(540) 542-6133 alcovawinchesterva.com
Steven Trevor - Cross Country Mortgage
650 Cedar Creek Grade STE 110, Winchester, VA 22601
(540) 622-7171 crosscountrymortgage.com
Scott Brookshire at CrossCountry Mortgage
650 Cedar Creek Grade STE 110, Winchester, VA 22601
(571) 235-1978 crosscountrymortgage.com

Mortgage refinance companies in Winchester Virginia help homeowners lower their interest rates or change loan terms. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Shenandoah Valley real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Winchester Cost?

Typical costs for a mortgage refinance in Virginia include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for mortgage refinance in Winchester Virginia?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Virginia lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Virginia?
A standard refinance in Virginia usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Virginia specific laws for mortgage refinance?
Yes, Virginia has a usury limit of 12 percent annual interest for most loans. Also, Virginia law requires lenders to give you a three day right of rescission after signing for a refinance of your primary residence.

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