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Find Reverse Mortgage Specialists in Columbia, MO

Compare reverse mortgage specialists in Columbia. Review contact information and insurance categorys before you decide.

17 agents listed
Updated May 2026
Columbia, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 17 reverse mortgage specialists in Columbia, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Flat Branch Home Loans
101 S 5th St #200, Columbia, MO 65201
5734423850
USA Mortgage
700 Cherry St # B, Columbia, MO 65201
5733976090
Total Lending Concepts
219 E Broadway, Columbia, MO 65203
5733033844
VeteransLoans.com
3400 W Broadway Business Park Ct #106, Columbia, MO 65203
8882321428
Kelle Walters - Flat Branch Home Loans
101 S 5th St #200, Columbia, MO 65201
5732682966
Bell Bank Mortgage, Ryan Campbell
3610 Buttonwood Dr #200, Columbia, MO 65201
5739994012
Flat Branch Home Loans - Laura Kogut
101 S 5th St #200, Columbia, MO 65201
5732391999
Flat Branch Home Loans – Crystal Himmelberg
101 S 5th St #200, Columbia, MO 65201
5737775008
Dylan Morgret-USA Mortgage
700 Cherry St # B, Columbia, MO 65201
6603425118
John Brison-On Q Financial
303 N Stadium Blvd 2nd Floor, Columbia, MO 65203
5733030688
Flat Branch Mortgage
3700 Monterey Dr, Columbia, MO 65203
5734423850
Mid-Continent Funding, Inc.
3400 W Broadway Business Park Ct #106, Columbia, MO 65203
8889888485
Mortgage Research Center
1400 Forum Blvd, Columbia, MO 65203
8558573936
Tigers Community Mortgage
3310 Bluff Creek Dr Suite 101, Columbia, MO 65201
5735549149
US Bank Mortgage
507 Business Loop 70 W, Columbia, MO 65203
5734438820
Hii Commercial Mortgage Loans Columbia MO
1405 W Worley St # A - E, Columbia, MO 65203
5735547767
Pattie Faber-U.S. Bank Mortgage
1408 Forum Blvd, Columbia, MO 65203
5734435156

A reverse mortgage specialist in Columbia Missouri helps older homeowners convert part of their home equity into cash without selling the home. In Missouri borrowers must complete mandatory counseling from a HUD-approved agency before applying. Columbia specialists guide clients through the process including options specific to Missouri property tax deferral programs.

What Does a Reverse Mortgage Specialist in Columbia Cost?

Typical costs for a reverse mortgage specialist in Missouri include an origination fee of up to 2% of the home value capped at $6,000. Other costs are a mortgage insurance premium of 2% of the appraised value plus annual premiums of 0.5%. Third-party fees for appraisal title and counseling range from $500 to $1,500. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What qualifications does a reverse mortgage specialist in Columbia need?
A specialist should hold a current Missouri mortgage loan originator license and have experience with HECM loans. They must follow federal and state rules including Missouri statute 443.800 which governs reverse mortgages in the state.
How does Missouri law protect reverse mortgage borrowers?
Missouri law requires a 3-day right of rescission after closing for most reverse mortgages. Borrowers also must complete HUD-approved counseling before the loan application is accepted. Lenders cannot require the borrower to buy other financial products.