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Find Reverse Mortgage Specialists Near You in Cottleville, MO
Directory of reverse mortgage specialists in Cottleville, Missouri. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Cottleville, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 6 reverse mortgage specialists in Cottleville, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
5377 State Rte N, Cottleville, MO 63304
6362444720
Magnolia Mortgage
5377 State Rte N Ste 214, Cottleville, MO 63304
6367348605
Hutto Mortgage Team
5377 State Rte N Ste. 217, Cottleville, MO 63304
8165506256
Home Loans with Integrity
3895 Mid Rivers Mall Dr, Cottleville, MO 63376
6365789453
Drew Quinones-USA Mortgage
5377 State Rte N, Cottleville, MO 63304
6365773160
Integrity Mortgage of Missouri Corp
3893 Mid Rivers Mall Dr, Cottleville, MO 63376
3146518014
A reverse mortgage specialist in Cottleville, Missouri helps homeowners aged 62 and older convert home equity into cash. Missouri law requires borrowers to complete a counseling session with a HUD-approved agency before applying. Cottleville residents often use these loans to supplement retirement income or pay for home repairs.
What Does a Reverse Mortgage Specialist in Cottleville Cost?
Typical costs for a reverse mortgage in Missouri include an origination fee of up to $6,000, a mortgage insurance premium of 2% of the home value, and third-party fees like appraisal and title search. Total closing costs often range from $5,000 to $15,000. These costs can be financed into the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the age requirements for a reverse mortgage in Cottleville?
You must be at least 62 years old to qualify for a Home Equity Conversion Mortgage (HECM) in Missouri. All borrowers listed on the title must meet this age requirement.
Do I need to own my home free and clear to get a reverse mortgage in Missouri?
No, you do not need to own your home free and clear. However, any existing mortgage or lien must be paid off with the reverse mortgage proceeds. The home must be your primary residence.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.