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Looking for a fha loan specialist in Bangor? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Bangor, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 20 fha loan specialists in Bangor, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Shannon Odom, Mortgage Loan Officer - NMLS 509649
1 Cumberland St # 308, Bangor, ME 04401
2075610944
Jillian Benson, Mortgage Broker - NMLS 2013699
40 Summer St, Bangor, ME 04401
5086159743
Mark Lloyd
4 Union St Suite 24, Bangor, ME 04401
2074782065
Chuck Pine, Mortgage Broker - Maine Choice Mortgage
Cynthia Fogg – Mortgage Loan Officer at Bangor Savings Bank (NMLS #446156)
3 State St, Bangor, ME 04401
2072998720
Chris Montemurro - Mortgage Loan Officer
135A Broadway, Bangor, ME 04401
2078524561
Alison Bailey – Mortgage Loan Officer at Bangor Savings Bank (NMLS #583386)
871 Hammond St, Bangor, ME 04401
2072997488
Total Mortgage Bangor NMLS #2536684
9 May St 2nd Floor, Bangor, ME 04401
2074782065
An FHA loan specialist in Bangor Maine can guide you through the process of obtaining a government-backed mortgage. Maine law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Working with a local specialist helps you navigate Maine specific property conditions and appraisal standards.
What Does a FHA Loan Specialist in Bangor Cost?
FHA loan specialist fees in Maine typically range from 500 to 1500 dollars for origination and processing. The FHA requires an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums vary from 0.15 to 0.75 percent depending on loan term and down payment. Closing costs in Bangor generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Bangor do?
An FHA loan specialist helps you understand FHA loan requirements and assists with your application. They review your credit history and income to determine eligibility. They also coordinate with lenders and appraisers to meet Maine specific property standards.
What are the FHA loan limits for Bangor Maine?
For 2024 the FHA loan limit for a single family home in Penobscot County is 498257 dollars. Limits vary by county and property type. A local specialist can confirm the current limit for your situation.
How long does the FHA loan process take in Maine?
The typical FHA loan process in Maine takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs to meet FHA minimum property standards. Maine winters can also affect appraisal scheduling.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maine.