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Directory of fha loan specialists in South Portland, Maine. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
South Portland, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 11 fha loan specialists in South Portland, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Acadia Lending Group | Maine Mortgage
10 Donald B Dean Dr Suite 2, South Portland, ME 04106
2078994500
Kristeen Smith - Maine Mortgage Specialist
10 Donald B Dean Dr Suite 2, South Portland, ME 04106
2076536267
Richard Airey at CrossCountry Mortgage
778 Main St Ste 6, South Portland, ME 04106
2079396413
Total Mortgage
311 Darling Ave Suite B-54, South Portland, ME 04106
2077752620
Peter Jose - Paramount Residential Mortgage Group, Inc.
552 Main St, South Portland, ME 04106
2073219904
Scott A. Blake| Northpoint Mortgage | NMLS 509629
82 Running Hill Rd, South Portland, ME 04106
2076321885
Hal Inman Senior Mortgage Officer NMLS 892121
82 Running Hill Rd #302, South Portland, ME 04106
2078944124
Ed Gosselin - Total Mortgage, NMLS #471749
311 Darling Ave suite B-54 1st Floor, South Portland, ME 04106
2076500215
Jeff Rae | Northpoint Mortgage | NMLS 20932
82 Running Hill Rd #302, South Portland, ME 04106
2078381398
Northpoint Mortgage, Inc.
82 Running Hill Rd #302, South Portland, ME 04106
2075581880
Phil Laughlin at CrossCountry Mortgage
778 Main St Ste 6, South Portland, ME 04106
8777731226
What Does a FHA Loan Specialist in South Portland Cost?
Typical costs for an FHA loan in Maine include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Lender origination fees in South Portland usually range from 0.5 to 1.0 percent of the loan amount. Appraisal fees average $500 to $700. Closing costs typically total 3 to 5 percent of the home price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in South Portland do?
An FHA loan specialist helps borrowers qualify for FHA insured mortgages. They review credit requirements, explain down payment options as low as 3.5 percent, and assist with Maine specific programs like the MaineHousing First Home loan. They also ensure the property meets FHA minimum property standards.
Are there income limits for FHA loans in South Portland?
FHA loans do not have income limits, but MaineHousing programs that combine with FHA loans may have limits. For example, the MaineHousing First Home loan has income caps that vary by county. In Cumberland County, the 2024 limit for a 1 to 2 person household is around $101,000.
What are the typical FHA loan limits for South Portland in 2024?
For 2024, the FHA loan limit for a single family home in Cumberland County is $498,257. This amount is set by the Department of Housing and Urban Development and applies to most areas in southern Maine. Higher limits apply for multi unit properties.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maine.