FHA Loan Specialists in Saco, ME
Browse fha loan specialists serving Saco, Maine. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Maine before hiring.
Showing 7 fha loan specialists in Saco, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Saco, Maine help homebuyers secure government-backed mortgages with lower down payments. Maine law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Saco real estate trends and can guide you through FHA loan limits specific to York County.
What Does a FHA Loan Specialist in Saco Cost?
Typical costs for FHA loan services in Maine include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees range from 0.5 to 1.5 percent of the loan. Appraisal fees in Saco usually cost 500 to 700 dollars. These costs vary by lender, credit score, and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Saco do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured mortgage. They review your credit, income, and property eligibility. In Maine, they must follow state licensing rules under Title 9-A of the Maine Revised Statutes.
What are the FHA loan limits for Saco Maine in 2025?
For 2025, the FHA loan limit for a single family home in York County Maine is 524225 dollars. This amount can change each year based on median home prices. A specialist can confirm the current limit for your specific property.