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Find FHA Loan Specialists Near You in Sanford, ME

Compare fha loan specialists in Sanford. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Sanford, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 3 fha loan specialists in Sanford, ME Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RepubliCash, LLC
886 Main St, Sanford, ME 04073
2078501025
Michael Ramini
909 Main St Ste D, Sanford, ME 04073
2077494868
Joanne Small - Mortgage Loan Officer
1237 Main St Route 109, Sanford, ME 04073
2077520165

An FHA loan specialist in Sanford, Maine can help you navigate the Federal Housing Administration loan process. Maine law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the specific housing market conditions in York County and can guide you through FHA requirements for properties in the Sanford area.

What Does a FHA Loan Specialist in Sanford Cost?

Typical costs for FHA loan services in Maine include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Origination fees from lenders can range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Sanford generally cost between $500 and $700. These costs vary by lender and borrower circumstances. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Sanford do?
An FHA loan specialist helps borrowers understand FHA loan requirements, including minimum down payments and credit score standards. They assist with the application process and ensure compliance with federal and Maine state lending regulations.
What are the FHA loan limits for Sanford Maine?
For 2024, FHA loan limits in York County Maine are set by the Department of Housing and Urban Development. The standard limit for a single-family home is typically around $498,257, but this can vary based on the specific area within Sanford.