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Compare FHA Loan Specialists in Hallowell, ME

Looking for a fha loan specialist in Hallowell? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Hallowell, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 2 fha loan specialists in Hallowell, ME Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mike Bechard - CMG Home Loans Mortgage Loan Officer #NMLS 509628
143 Water St #2, Hallowell, ME 04347
2072426652
Amber Aucoin | Fairway Independent Mortgage Corporation Loan Officer
132 Water St, Hallowell, ME 04347
2078996363

What Does a FHA Loan Specialist in Hallowell Cost?

Typical costs for an FHA loan specialist in Maine include an origination fee of 1 percent of the loan amount and third party fees for appraisal credit report and title services. These third party fees usually range from $500 to $1,500. Mortgage insurance premiums are required and include an upfront premium of 1.75 percent of the loan amount plus an annual premium of 0.55 percent to 0.85 percent depending on loan term and down payment. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Hallowell do?
An FHA loan specialist guides borrowers through the FHA loan application process including credit review debt ratio analysis and property appraisal. They ensure the loan meets Maine specific requirements such as the states minimum property standards for health and safety.
What are the FHA loan limits for Hallowell Maine?
For 2025 the FHA loan limit for a single family home in Kennebec County is $498,257. This limit applies to most areas in Maine and is adjusted annually based on local median home prices.
Are there Maine specific FHA loan requirements?
Yes Maine requires FHA loans to comply with state property disclosure laws and local building codes. The FHA appraisal must confirm the property meets Maine minimum property standards including well water testing and septic system inspections for rural homes.