Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maryland before hiring.
Showing 17 fha loan specialists in Gaithersburg, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fidelity Direct Mortgage, LLC
438 N Frederick Ave Ste 315, Gaithersburg, MD 20877
(301) 869-6000
fdmhome.com
New Funding Resources - Hard Money Lenders
806 W Diamond Ave #340, Gaithersburg, MD 20878
(240) 541-5614
newfundingresources.com
Sunny Lending LLC
438 N Frederick Ave #225, Gaithersburg, MD 20877
(240) 912-6290
sunnylendingllc.com
Elite Mortgage LLC (Nmls#1907548)
839 Quince Orchard Blvd Ste K, Gaithersburg, MD 20878
(240) 938-2456
elitemtgs.com
BMIC Mortgage Inc
814 W Diamond Ave Suite 250, Gaithersburg, MD 20878
(301) 231-5770
bmicmortgage.com
RGMloans
6 Montgomery Village Ave Suite 270, Gaithersburg, MD 20879
(301) 447-0722
realtygroupmortgage.com
Eric Johnson at Prosperity Home Mortgage - Gaithersburg
189 Kentlands Blvd, Gaithersburg, MD 20878
(240) 938-0559
phmloans.com
David Lustine - Eagle Creek Mortgage, LLC
9841 Washingtonian Blvd Suite 200, Gaithersburg, MD 20878
(301) 922-4455
eaglecreekmtg.com
Michael Joseph, Mortgage VP NMLS 191985 with Presidential Bank Mortgage
555 Quince Orchard Rd Suite 650, Gaithersburg, MD 20878
(240) 832-6600
pbm-loans.com
Eliel Banegas
9711 Washingtonian Blvd Suite 550, Gaithersburg, MD 20878
(240) 426-4925
elielthelender.com
The Mortgage Gallery, Inc
16039 Comprint Cir, Gaithersburg, MD 20877
(240) 660-2848
mortgagegallery.com
Matt Cox - First Home Mortgage | NMLS ID 2285992
9711 Washingtonian Blvd Suite 100, Gaithersburg, MD 20878
(240) 678-5875
firsthome.com
Rich Jones, Loan Officer - The Loan Advisors, LLC NMLS# 1132902
9711 Washingtonian Blvd Suite 550, Gaithersburg, MD 20878
(301) 798-5888
themortgageknow.com
First Rate Mortgage LLC
19109 Peach Blossom Ct, Gaithersburg, MD 20879
(301) 526-4629
firstratemortgagellc.com
Michael Parsons with First Home Mortgage
9711 Washingtonian Blvd Suite 100, Gaithersburg, MD 20878
(240) 907-2877
firsthome.com
Eagle Creek Mortgage
9841 Washingtonian Blvd Suite 200, Gaithersburg, MD 20878
(240) 833-1453
eaglecreekmtg.com
First Home Mortgage - Bethesda
9711 Washingtonian Blvd Suite 100, Gaithersburg, MD 20878
(240) 403-7233
firsthome.com
What Does a FHA Loan Specialist in Gaithersburg Cost?
Typical costs for an FHA loan in Maryland include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in Gaithersburg range from 2 to 5 percent of the purchase price. Lender fees vary but average $1,500 to $3,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Gaithersburg Maryland?
For 2025 the FHA loan limit for a single family home in Montgomery County is $1,149,825. This higher limit reflects the areas high cost of living. Limits are updated annually by the Department of Housing and Urban Development.
Do I need a special license to be an FHA loan specialist in Maryland?
Yes Maryland requires loan officers to be licensed under the Nationwide Multistate Licensing System. Specialists must also complete annual continuing education on FHA rules. Unlicensed activity can result in fines up to $10,000 per violation.
How long does an FHA loan approval take in Gaithersburg?
Standard FHA loan processing takes 30 to 45 days from application to closing. Maryland law requires lenders to provide a loan estimate within three business days. Delays can occur if property appraisals reveal needed repairs.
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