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Find FHA Loan Specialists Near You in La Plata, MD
Compare fha loan specialists in La Plata. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
La Plata, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 9 fha loan specialists in La Plata, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
226 Rosewick Rd, La Plata, MD 20646
3013925245
Embrace Home Loans - La Plata, MD
107 Centennial St Ste 100C, La Plata, MD 20646
4437691075
Fairway Independent Mortgage Corporation - La Plata, MD
9375 Chesapeake St Suite 203, La Plata, MD 20646
2406821050
Erin Johnson, Branch Sales Manager First Home Mortgage
102 Centennial St Suite 101, La Plata, MD 20646
3018180648
Lendmark Financial Services LLC
30A Shining Willow Way, La Plata, MD 20646
2407765711
Truist
6640 Crain Hwy, La Plata, MD 20646
3019344811
CMG Home Loans
115 La Grange Ave, La Plata, MD 20646
3018435646
First Home Mortgage - La Plata
102 Centennial St Suite 101, La Plata, MD 20646
2403492407
PNC Mortgage
6315 Crain Hwy, La Plata, MD 20646
3013925401
FHA loan specialists in La Plata, Maryland help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. In Maryland, FHA loans are subject to state-specific closing cost limits and property appraisal standards set by the Maryland Department of Housing and Community Development. Local specialists understand the La Plata real estate market and can guide you through the FHA approval process.
What Does a FHA Loan Specialist in La Plata Cost?
Typical costs for an FHA loan in Maryland include an upfront mortgage insurance premium of 1.75% of the loan amount, which can be rolled into the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance, depending on the loan term and loan-to-value ratio. Closing costs in La Plata generally range from 2% to 5% of the purchase price, including lender fees, title insurance, and recording fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in La Plata?
An FHA loan specialist is a mortgage professional who helps borrowers apply for and close FHA-insured loans. In La Plata, these specialists are familiar with local property values and Maryland's specific FHA loan limits, which for 2024 are up to $498,257 for a single-family home in Charles County.
What are the FHA loan requirements in Maryland?
FHA loans in Maryland require a minimum 3.5% down payment if your credit score is 580 or higher, or 10% down if your score is between 500 and 579. Borrowers must also pay an upfront mortgage insurance premium of 1.75% of the loan amount and annual MIP. The property must meet FHA minimum property standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.