Find FHA Loan Specialists Near You in Middletown, MD
Looking for a fha loan specialist in Middletown? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Maryland before hiring.
Showing 2 fha loan specialists in Middletown, MD
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What Does a FHA Loan Specialist in Middletown Cost?
Typical costs for FHA loan specialist services in Maryland include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.15 to 0.75 percent of the loan balance. Closing costs in Maryland generally range from 2 to 5 percent of the purchase price, including lender fees, title insurance, and recording fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Middletown, Maryland in 2025?
For 2025, the FHA loan limit for a single-family home in Frederick County, including Middletown, is $557,750 for a standard loan. High-cost area limits may apply for properties in designated areas. These limits are set annually by the Department of Housing and Urban Development (HUD).
What documents do I need to apply for an FHA loan in Maryland?
You need pay stubs from the last 30 days, W-2 forms from the last two years, federal tax returns from the last two years, bank statements from the last two months, and a valid government-issued ID. Maryland also requires proof of residency or legal status for all borrowers.
How long does the FHA loan process take in Maryland?
The typical FHA loan process in Maryland takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and final approval. Delays can occur if additional documentation is needed or if the property requires repairs.