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Find FHA Loan Specialists Near You in Odenton, MD

Directory of fha loan specialists in Odenton, Maryland. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Odenton, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maryland before hiring.
Showing 2 fha loan specialists in Odenton, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The John Shea Team at Bay Capital Mortgage
1416 Annapolis Rd Suite B, Odenton, MD 21113
(410) 562-2046 johnsheamortgageloans.com
Mike Reeves Mortgage Professional
xxx, Odenton, MD 21113
(240) 405-9472 linktr.ee

An FHA loan specialist in Odenton Maryland can guide you through the process of obtaining a mortgage insured by the Federal Housing Administration. These loans are popular in Maryland due to lower down payment requirements and flexible credit guidelines. Odenton residents often use FHA loans to purchase homes near Fort Meade or in the surrounding Anne Arundel County area.

What Does a FHA Loan Specialist in Odenton Cost?

Typical costs for FHA loan services in Maryland include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) ranging from 0.45 to 1.05 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Closing costs for an FHA loan in Odenton generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Odenton do?
An FHA loan specialist helps borrowers understand FHA loan requirements, prepare documentation, and submit applications to FHA-approved lenders. They can explain Maryland-specific rules such as state housing counseling requirements and local property tax implications.
What are the FHA loan limits for Odenton Maryland?
FHA loan limits in Odenton follow Anne Arundel County limits which for 2025 are typically around $498,257 for a single-family home. These limits are set by HUD and may change annually based on local median home prices.
How long does it take to get an FHA loan in Maryland?
The typical FHA loan process in Maryland takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs under FHA minimum property standards.

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