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FHA Loan Specialists in Timonium, MD

Browse fha loan specialists serving Timonium, Maryland. Contact information and addresses listed below.

17 agents listed
Updated May 2026
Timonium, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 17 fha loan specialists in Timonium, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coastal Lending Group, LLC
22 W Padonia Rd C-145, Timonium, MD 21093
8775653140
Brittany Bobbs at CrossCountry Mortgage
22 W Padonia Rd C-145, Timonium, MD 21093
4109710460
Embrace Home Loans - Timonium, MD
1954 Greenspring Dr Suite 770, Timonium, MD 21093
4437691070
Jonathan Vitak, Mortgage Lender
22 W Padonia Rd C-145, Timonium, MD 21093
2405800461
Jonathan Wald | Retail Branch Manager | Main Street Home Loans, DBA NFM lending
1954 Greenspring Dr #420, Timonium, MD 21093
9146291278
Direct Mortgage Loans, Hank Harrison, Mortgage Lender
1447 York Rd Suite 400, Timonium, MD 21093
4434528043
Whitney Rice, Mortgage Lender
22 W Padonia Rd C-145, Timonium, MD 21093
4104048031
Patti Click - NMLS 716314 - PrimeLending
1954 Greenspring Dr Suite 195, Timonium, MD 21093
4438026864
Jeff Jackson
1965 Greenspring Dr STE G10, Timonium, MD 21093
4436294268
Caren Keyes - Main Street Home Loans, NFM Lending
1954 Greenspring Dr #420, Timonium, MD 21093
2404623319
Brian Coleman Loan Officer - Main Street Home Loans
1954 Greenspring Dr #420, Timonium, MD 21093
4439861432
Best Loan Choice
30 E Padonia Rd # 408, Timonium, MD 21093
4105916131
Main Street Home Loans- TIMONIUM, MD
1954 Greenspring Dr #420, Timonium, MD 21093
4106907833
Kathleen Lauman | Loan Officer-Main Street Home Loans
1954 Greenspring Dr #420, Timonium, MD 21093
4108046103
Brian Harris, Mortgage Lender
22 W Padonia Rd C-145, Timonium, MD 21093
4106359355
Direct Mortgage Loans: Geneva Dignan
1447 York Rd Suite 400, Timonium, MD 21093
4432443968
FHA Government Loans
2107 Forest Ridge Rd, Timonium, MD 21093
4436104162

An FHA loan specialist in Timonium Maryland helps homebuyers and homeowners navigate FHA insured mortgages. These loans are popular in Maryland because they require a lower down payment and have flexible credit guidelines. Specialists understand local housing market conditions in Baltimore County and can guide you through Maryland specific closing procedures and property requirements.

What Does a FHA Loan Specialist in Timonium Cost?

Typical costs for FHA loan services in Maryland include an origination fee of up to 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.15 percent to 0.75 percent depending on loan term and down payment. Appraisal fees in the Timonium area usually run between $500 and $700. Closing costs generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Timonium do?
An FHA loan specialist helps you determine if you qualify for an FHA loan, explains the required mortgage insurance premiums, and assists with the application process. They also ensure the property meets FHA minimum property standards required in Maryland.
What are the FHA loan limits for Timonium Maryland?
For 2024 the FHA loan limit for a single family home in Baltimore County including Timonium is $498,257. Higher limits apply for duplexes triplexes and four unit properties. These limits are set by the U.S. Department of Housing and Urban Development.
Do I need a special license to be an FHA loan specialist in Maryland?
Yes. In Maryland mortgage loan originators must be licensed through the Nationwide Multistate Licensing System. They must also complete pre licensing education pass a background check and meet continuing education requirements each year.